480 S 10 E, Cutler, IN 46920 Property Records

Carroll County property record for 480 S 10 E, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,225 sqft · built 1950
Lot Size	0.069 acres (3,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,300 (May 2026)
Tax Bill	$372 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-10-34-000-006.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-10-34-000-006.000-008`
Alternative APNs	`00129166248` `0061100600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,225 sqft Living Area
1st Floor Area	2,893 sqft
Basement Area	668 sqft
Unfinished Basement	668 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,005 sqft (0.069 acres)
Lot Dimensions	50 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	00129166248
Street Address	480 S 10 E
City	CUTLER
State	IN
Zip	46920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-11006-00 CUTLER MANSON G LOMAN 1ST ADD N2 LOT 6
Legal Subdivision	CUTLER MANSON G LOMAN 1ST ADD
Legal Lot Number	6
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2053
Census Tract	959900

Owner

Source: Carroll County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 S 10 E, CUTLER, IN 46920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Apr 18, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Deed Document Number	20261322
Prior Transfer Date	Apr 12, 2023
Prior Transfer Doc	2023000969
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	May 11, 2026
Property Address	480 S 10 E, CUTLER, IN 46920
Document Number	2026001322
Instrument Date	May 8, 2026
Instrument	20261322
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	BLACKS TITLE, BCKS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 S 10 E, CUTLER, IN 46920

Mortgage

Document Number	0000001323,
Date	May 11, 2026
Instrument	20261323

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	May 11, 2026
Property Address	480 S 10 E, CUTLER, IN 46920
Document Number	0000001322
Instrument Date	May 8, 2026
Instrument	20261322
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	BLACKS TITLE, BCKS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 S 10 E, CUTLER, IN 46920

Mortgage

Document Number	0000001323,
Date	May 11, 2026
Instrument	20261323

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARROLL IN
Recording Date	Apr 18, 2023
Property Address	480 S 10 E, CUTLER, IN 46920
Document Number	2023000969
Instrument Date	Apr 12, 2023
Instrument	2023000969
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$372.00 (+19.61%) Homeowner's exemption	$122,100 (+44.16%) Land $4,000 Building $118,100	$122,100 (+44.16%) Land $4,000 Building $118,100
2024	$311.00 (-32.54%)
2023		$84,700 Land $4,500 Building $80,200	$84,700 Land $4,500 Building $80,200
2022	$461.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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