480 River Rd, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 480 River Rd, Malone, NY 12953

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,612 sqft · built 1954
Lot Size	20.8 acres (906,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2013)
Tax Bill	$6,880 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2019 Sale & Mortgage
APN	`164889 113.-3-48`

Property Details

APN / Parcel Number

Primary APN	`164889 113.-3-48`
Alternative APNs	`488911300000030480000000` `1.-112-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	906,048 sqft (20.8 acres)
Garage Type	Mixed
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	286 sqft
Shed	1 Shed
Canopy	320 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1.-112-04
Street Address	480 RIVER RD
City	MALONE
State	NY
Zip	12953-4014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Description	TARO NIMO PARO RIVER ROAD
Legal Block	3
Legal Lot Number	48.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	1
Census Block	1042
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 RIVER RD, MALONE, NY 12953-4014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Warranty Deed, Transfer · Line of Credit TRUNORTHERN FCU
Nov 1, 2019	Warranty Deed, Transfer · Conventional with PMI PARAGON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2013 · Amount on Record
Deed Sale	Sep 20, 2013 · Amount on Record
Prior Sale	Jul 18, 2002 · Amount on Record
Deed Book / Page	2013 / 5443
Last Transfer Date	Jul 19, 2022
Transfer Doc	0000004160
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Aug 4, 2022
Property Address	480 RIVER RD, MALONE, NY 12953-4014
Document Number	0000004160
Instrument Date	Jul 19, 2022
Instrument	2022-4160
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 RIVER RD, MALONE, NY 12953-4014

Mortgage

Document Number	0000004161
Date	Aug 4, 2022
Instrument	2022-4161

Lender

Name	TRUNORTHERN FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Nov 1, 2019
Property Address	480 RIVER RD, MALONE, NY 12953-4014
Document Number	0000005160
Instrument Date	Oct 15, 2019
Instrument	5160
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$864.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 SHEARS RD MALONE NY 129534909, MALONE, NY 12953-4909

Mortgage

Document Number	5161
Date	Nov 1, 2019
Instrument	5161

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,880.00 (-3.34%)
2025	$7,118.00 (+151.08%)	$185,000 (-) Land $19,400 Building $165,600	$342,593 (+11.11%) Land $35,926 Building $306,667
2023		$185,000 (-) Land $19,400 Building $165,600	$308,333 (+14.17%) Land $32,333 Building $276,000
2022		$185,000 Land $19,400 Building $165,600	$270,073 Land $28,321 Building $241,752
2021	$2,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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