Santa Cruz County property record for 480 Plum St, Apt E, Capitola, CA 95010
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1982 |
| Lot Size | 0.032 acres (1,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $655,000 (Jul 2016) |
| Tax Bill | $9,801 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-331-05 |
| Primary APN | 036-331-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,532 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,394 sqft (0.032 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 480 PLUM ST, E |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2228 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | CAPITOLA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 121802 |
480 Plum St, Apt E is owned and occupied by two individuals who acquired it in December 2022.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 PLUM ST, CAPITOLA, CA 95010-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 28, 2022 | Intrafamily Transfer, Transfer |
| Mar 24, 2020 | Grant Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2016 · Amount on File |
| Deed Sale | Jul 21, 2016 · Amount on File |
| Deed Document Number | 201626313 |
| Last Transfer Date | Dec 20, 2022 |
| Transfer Doc | 0000033930 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 480 PLUM ST APT E, E, CAPITOLA, CA 95010-2228 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 480 PLUM ST E, CAPITOLA, CA 95010-2228 |
| Document Number | 0000044520 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-0044520 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 28, 2022 |
| Property Address | 480 PLUM ST APT E, E, CAPITOLA, CA 95010-2228 |
| Document Number | 0000033930 |
| Map Reference | MB 69 PG 18 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022-0033930 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 480 PLUM ST APT E, E, CAPITOLA, CA 95010-2228 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 24, 2020 |
| Property Address | 480 PLUM ST APT E, E, CAPITOLA, CA 95010-2228 |
| Document Number | 0000010076 |
| Map Reference | MB 69 MAP 18 |
| Instrument | 2020-0010076 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | ORANGE COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000010077 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020-0010077 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 480 Plum St, Apt E was $9,801 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $775,387 (+2%) Land $542,771 Building $232,616 | ||
| 2025 | $9,801.00 Homeowner's exemption | $760,184 Land $532,129 Building $228,055 | |
| 2023 | $8,986.00 (+1.19%) | $730,664 Land $511,465 Building $219,199 | $814,950 |
| 2022 | $8,880.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 Plum St, Apt E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 Plum St, Apt E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, Cruzio, T-Mobile, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures