480 Oldfield Rd, Moneta, VA 24121 Property Records

Franklin County property record for 480 Oldfield Rd, Moneta, VA 24121

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,320 sqft · built 2000
Lot Size5.49 acres (239,493 sqft)
Owner2 Individual Names on File
Last Sale$239,500 (Apr 2017)
Tax Bill$1,562 (2025)
Deeds & MortgagesJun 2023 Line of Credit
May 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN015 00-071 05

Property Details

APN / Parcel Number

Primary APN015 00-071 05
Alternative APN
  • 38461

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area1,942 sqft
1st Floor Area1,242 sqft
Basement Area1,242 sqft
Finished Basement921 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2014
Exterior MaterialVinyl
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area239,493 sqft (5.49 acres)
TerrainRolling

Exterior Amenities

Deck Area240 sqft
Patio Area42 sqft
Balcony Area78 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number38461
Street Address480 OLDFIELD RD
CityMONETA
StateVA
Zip24121-6168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionRT 666 PARCEL 11
Legal SubdivisionSURVEY FOR E C PACE III
JurisdictionFRANKLIN VA
Township / Civil DivisionGILLS CREEK
Census Block Group1
Census Block1002
Census Tract20104

Owner

480 Oldfield Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Franklin County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address480 OLDFIELD RD, MONETA, VA 24121-6168
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Deed of Trust, Mortgage · Line of Credit
MEMBER ONE FCU
May 19, 2021Deed of Trust, Mortgage · Line of Credit
FREEDOM FIRST FCU
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM FIRST FCU
Apr 3, 2017Grant Deed, Transfer · Conventional with PMI
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2017 · Amount on File
Deed SaleApr 3, 2017 · Amount on File
Prior SaleJul 29, 2016 · Amount on File
Deed Document Number20172008
Deed Book / Page1091 / 10
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address480 OLDFIELD RD, MONETA, VA 24121-6168
Transaction TypeMortgage
Record UpdatedJul 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012001363
DateJun 23, 2023
Book Page1200/1363
Instrument230003531
Lender
NameMEMBER ONE FCU
TypeCredit Union
AddressROANOKE, VA 24024
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address480 OLDFIELD RD, MONETA, VA 24121-6168
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 OLDFIELD RD, MONETA, VA 24121-6168

Mortgage

Document Number0011630195
DateMay 19, 2021
Book Page1163/195
Instrument210004738
Lender
NameFREEDOM FIRST FCU
TypeCredit Union
AddressROANOKE, VA 24019
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address480 OLDFIELD RD, MONETA, VA 24121-6168
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011581277
DateMar 8, 2021
Book Page1158/1277
Instrument210002159
Lender
NameFREEDOM FIRST FCU
TypeCredit Union
AddressSALEM, VA 24153
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN VA
Recording DateApr 3, 2017
Property Address480 OLDFIELD RD, MONETA, VA 24121-6168
Document Number0010910010
Book / Page001091 / 000010
Instrument DateMar 24, 2017
Instrument2008
Transaction TypeTransfer
Record UpdatedApr 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address480 OLDFIELD RD MONETA VA 241216168, MONETA, VA 24121-6168

Mortgage

Document Number10910016
DateApr 3, 2017
Book Page001091/000016
Instrument2010
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 480 Oldfield Rd was $1,562.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,562.00$363,400 Land $59,500 Building $303,900$363,400 Land $59,500 Building $303,900
2023$1,354.00$222,000 (-) Land $52,500 Building $169,500$222,000 (-) Land $52,500 Building $169,500
2022$222,000 Land $52,500 Building $169,500$222,000 Land $52,500 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Oldfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Oldfield Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
ZiTEL
Fiber
960 / 960
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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