480 N 3rd St, Cheney, WA 99004 Property Records

Spokane County property record for 480 N 3rd St, Cheney, WA 99004 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms3 Baths
Year BuiltBuilt 1969
Square Footage3,028 sqft Living Area
Lot Size9,350 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$206,000 (2018)
Tax Bill$4,237.00 (2026)

Property Details

APN / Parcel Number

Primary APN13124.6406

Interior

Bedrooms6 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Building Area3,028 sqft Living Area
Gross Area3,616 sqft Gross Area
1st Floor1,514 sqft 1st Floor
Basement Area1,514 sqft Basement
Finished Basement1,514 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,350 sqft (0.215 acres)
Depth X Width110 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area588 sqft Garage
Deck AreaDeck Area
Patio Area288 sqft Patio

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address480 N 3RD ST
CityCHENEY
StateWA
Zip99004-2179
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHENEY HIGH SCHOOL 2ND L6 B12
Legal Range41E
Legal Township23N
Legal Section12
Legal SubdivisionHIGH SECOND ADDITION
Legal Block12
Legal Lot Number6
JurisdictionSPOKANE WA
Minor Civil DivisionCHENEY-MEDICAL LAKE
Census Blockgroup3
Census Block3020
Census Tract14001

Owner

Source: Spokane County records · APN 13124.6406

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address480 N 3RD ST, CHENEY, WA 99004-2179
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESIDE FINANCIAL LLC
Oct 31, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIRSTBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Deed Doc Number20186756694
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address480 N 3RD ST, CHENEY, WA 99004-2179
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006982950
DateOct 19, 2020
Instrument6982950
Lender
NameHOMESIDE FINANCIAL LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2040

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateOct 31, 2018
Property Address480 N 3RD ST, CHENEY, WA 99004-2179
Document Number0006756694
Instrument DateOct 26, 2018
Instrument6756694
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyINLAND PROF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,671.80
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address480 N 3RD ST CHENEY WA 990042179, CHENEY, WA 99004-2179

Mortgage

Document Number6756695
DateOct 31, 2018
Instrument6756695
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalityCheney City
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,237.00 (-0.31%)$382,200 (+7.63%) Land $80,000 Building $302,200$382,200 (+7.63%) Land $80,000 Building $302,200
2025$4,250.00 (+42.86%)
2024$355,100 (+38.44%) Land $60,000 Building $295,100$355,100 (+38.44%) Land $60,000 Building $295,100
2023$2,975.00 (+4.64%)$256,500 Land $45,000 Building $211,500$256,500 Land $45,000 Building $211,500
2022$2,843.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 28% of Washington
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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