480 Murphy Bay Dr, Cross, SC 29436 Property Records

Berkeley County property record for 480 Murphy Bay Dr, Cross, SC 29436

Property Summary

Property Type	Single Family Home
Details	1,776 sqft · built 1989
Lot Size	0.625 acres (27,257 sqft)
Owner	Individual Name on File
Tax Bill	$2,131 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-00-04-116`

Property Details

APN / Parcel Number

Primary APN	`031-00-04-116`
Alternative APN	`031-00-04-006`

Interior

Stories	1 Story
Building Area	1,776 sqft Finished Area
Gross Area	2,728 sqft
1st Floor Area	1,776 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	27,257 sqft (0.625 acres)
Garage Type	Mixed
Garage Area	288 sqft
Porch	Slab
Porch Area	664 sqft

Location & Zoning

Street Address	480 MURPHY BAY DR
City	CROSS
State	SC
Zip	29436-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Subdivision	CROSS AREA (EAST)
Jurisdiction	BERKELEY SC
Township / Civil Division	CROSS
Census Block Group	1
Census Block	1017
Census Tract	20101

Owner

480 Murphy Bay Dr is owned and occupied by an individual who acquired it in March 2019.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	480 MURPHY BAY DR, CROSS, SC 29436-3032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Feb 5, 2019	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 11, 2019
Transfer Doc	02969/0649
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	480 MURPHY BAY DR, CROSS, SC 29436-3032
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43172 HATTONTOWN WOODS TER, ASHBURN, VA 20148-8128

Mortgage

Document Number	05498/0584
Date	Mar 6, 2026
Book Page	5498/584
Instrument	2026007893

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	384 Months
Due	Mar 1, 2058

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	480 MURPHY BAY DR, CROSS, SC 29436-3032
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2955/0739
Date	Feb 21, 2019
Book Page	2955/0739
Instrument	2019005642

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKELEY SC
Recording Date	Feb 5, 2019
Property Address	480 MURPHY BAY DR, CROSS, SC 29436-3032
Document Number	2944/0977
Book / Page	002944 / 000977
Instrument Date	Jan 30, 2019
Instrument	3805
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25171 BEACH PL CHANTILLY VA 201524129, CHANTILLY, VA 20152-4129

Tax Assessment & Valuation

The 2025 property tax bill for 480 Murphy Bay Dr was $2,131, up 1.8% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,985 (+1,566.69%) Land $26,002 Building $104,983	$201,500 (-) Land $40,000 Building $161,500
2025	$2,131.00 (+1.77%)	$7,859 (-) Land $1,560 Building $6,299	$201,500 (-) Land $40,000 Building $161,500
2024	$2,094.00	$7,859 Land $1,560 Building $6,299	$201,500 Land $40,000 Building $161,500
2022	$2,015.00	$6,834 Land $780 Building $6,054	$113,900 Land $13,000 Building $100,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Murphy Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Murphy Bay Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Murphy Bay Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures