Allegan County property record for 480 Morter Rd, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,504 sqft · built 1989 |
| Lot Size | 1.41 acres (61,812 sqft) |
| Owner | Trust Name on File |
| Last Sale | $114,000 (Jun 1995) |
| Tax Bill | $3,491 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-540-024-00 |
| Primary APN | 17-540-024-00 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,504 sqft |
| Unfinished Basement | 1,504 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 61,812 sqft (1.41 acres) |
| Lot Dimensions | 207 ft deep x 130 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 480 MORTER RD |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 24 & 25 ROYELLEN PLAT SEC 21 T1N R12W. |
| Legal Range | 12W |
| Legal Township | 01N |
| Legal Section | 21 |
| Legal Subdivision | ROYELLEN |
| Legal Lot Number | 24-25 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 31800 |
480 Morter Rd is owner-occupied and held in a trust since September 2005.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 480 MORTER RD, OTSEGO, MI 49078-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 1995 · Amount on File |
| Deed Sale | Jun 30, 1995 · Amount on File |
| Prior Sale | Sep 1, 1988 · Amount on File |
| Deed Document Number | 19951 |
| Last Transfer Date | Sep 23, 2005 |
| Transfer Doc | 2897/222 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 480 Morter Rd was $3,491 with a homeowner's exemption, up 2.6% from the year before.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Otsego Township |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,300 (+11.78%) Land $10,700 Building $132,600 | $286,600 (+11.78%) Land $21,400 Building $265,200 | |
| 2025 | $3,491.00 (+2.59%) Homeowner's exemption | $128,200 Land $10,700 Building $117,500 | $256,400 Land $21,400 Building $235,000 |
| 2024 | $3,403.00 | ||
| 2023 | $106,300 Land $9,100 Building $97,200 | $212,600 Land $18,200 Building $194,400 | |
| 2022 | $2,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 Morter Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 Morter Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: 123.NET, Mercury Fiber, T-Mobile.
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