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480 Morgan's Point Rd, Belton, TX 76513 Property Records

Bell County property record for 480 Morgan's Point Rd, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,541 sqft · built 2005
Lot Size0.128 acres (5,600 sqft)
Owner2 Individual Names on File
Tax Bill$5,754 (2023)
Deeds & MortgagesJul 2022 Mortgage
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN0324410000

Property Details

APN / Parcel Number

Primary APN0324410000
Alternative APNs
  • 796272
  • 68788

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,541 sqft Living Area
1st Floor Area1,541 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,600 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area148 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number796272
Street Address480 MORGANS POINT RD
CityBELTON
StateTX
Zip76513-6835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORGANS POINT RESORT SECTION 5, BLOCK 011, LOT 0007
Legal SubdivisionMORGANS POINT RESORT SECTION 5
Legal Block11
Legal Lot Number7
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group2
Census Block2020
Census Tract20201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address480 MORGANS POINT RD, BELTON, TX 76513-6835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 30, 2018Loan Modification, Mortgage
MONEY SOURCE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2015
Deed SaleMay 13, 2015
Prior SaleMar 7, 2011
Deed Document Number2015-00017406
Record UpdatedJun 7, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address480 MORGANS POINT RD, BELTON, TX 76513-6835
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 MORGANS POINT RD, BELTON, TX 76513-6835

Mortgage

Document Number0000047920
DateJul 28, 2022
Instrument2022047920
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term480 Months
DueJul 1, 2062

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address480 MORGANS POINT RD, BELTON, TX 76513-6835
Document Number0000022990
Instrument DateMay 30, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address480 MORGANS POINT RD MORGANS POINT RESORT TX 765136835, MORGANS POINT RESORT, TX 76513-6835

Mortgage

Document Number0000022990
DateJun 6, 2018
Book Page010481/000327
Instrument22990
Lender
NameMONEY SOURCE
TypeFunding / Finance Company
AddressFLINT, MI 48501-2026
Agreement
Term360 Months
DueJun 5, 2048
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityMorgan's Point Resort City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,754.00 (+5.06%)$281,167 Land $18,000 Building $263,167$281,167 Land $18,000 Building $263,167
2022$5,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2012–2015)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANS POINT RESORT
serves 5,000 people · EPA ID TX0140116
Water SourcePurchased surface water from CITY OF TEMPLE
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Nextlink
Fixed Wireless		500 / 100
Altitude ISP
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Spectrum, T-Mobile.

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