480 Millpond Ave, Lathrop, CA 95330 Property Records

San Joaquin County property record for 480 Millpond Ave, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,798 sqft · built 2006
Lot Size	0.16 acres (6,983 sqft)
Owner	Trust Name on File
Last Sale	$340,000 (Jun 2013)
Tax Bill	$7,506 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`191-560-270-000`

Property Details

APN / Parcel Number

Primary APN	`191-560-270-000`
Alternative APN	`191-560-27`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,798 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,983 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-560-27
Street Address	480 MILLPOND AVE
City	LATHROP
State	CA
Zip	95330-8880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-FM PT OF 191-190-50/MOSSDALE LANDING EAST
Legal Subdivision	MOSSDALE LANDING EAST
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1017
Census Tract	5119

Owner

480 Millpond Ave is owner-occupied and held in a trust since June 2013.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	480 MILLPOND AVE, LATHROP, CA 95330-8880
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON
May 4, 2021	Intrafamily Transfer, Transfer
May 4, 2021	Intrafamily Transfer, Transfer
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2013 · Amount on File
Deed Sale	Jun 27, 2013 · Amount on File
Prior Sale	Jan 3, 2013 · Amount on File
Deed Document Number	201384572
Prior Transfer Date	Dec 27, 2012
Prior Transfer Doc	0000000804
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 9, 2026
Property Address	480 MILLPOND AVE, LATHROP, CA 95330-8880
Document Number	0000052175
Instrument Date	Jun 4, 2026
Instrument	202652175
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	480 MILLPOND AVE, LATHROP, CA 95330-8880
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052175,
Date	Jun 9, 2026
Instrument	202652175

Lender

Name	BANK OF STOCKTON

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 4, 2021
Property Address	480 MILLPOND AVE, LATHROP, CA 95330-8880
Document Number	0000078515
Map Reference	MB 40 PG 2
Instrument Date	Apr 1, 2021
Instrument	2021-078515
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	114 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8811

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 4, 2021
Property Address	480 MILLPOND AVE, LATHROP, CA 95330-8880
Document Number	0000078514
Map Reference	MB 40 PG 2
Instrument Date	Apr 1, 2021
Instrument	2021-078514
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	114 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8811

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	480 MILLPOND AVE, LATHROP, CA 95330-8880
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E CORTONA CT, MOUNTAIN HOUSE, CA 95391-8811

Mortgage

Document Number	0000147821
Date	Oct 30, 2020
Instrument	2020-147821

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 480 Millpond Ave was $7,506 with a homeowner's exemption, up 1.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,506.00 (+1.24%)
2025	$7,414.00 Homeowner's exemption	$418,673 Land $104,666 Building $314,007
2023	$7,046.00 (+0.59%) Homeowner's exemption	$402,416 Land $100,602 Building $301,814	$669,150
2022	$7,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Millpond Ave in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1983–2017)
Claims Outside the SFHA	13 of 22
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 480 Millpond Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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