480 Maple St, Fernley, NV 89408 Property Records

Lyon County property record for 480 Maple St, Fernley, NV 89408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,293 sqft · built 1987
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2022)
Tax Bill	$1,333 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-122-11`

Property Details

APN / Parcel Number

Primary APN	`020-122-11`
Alternative APN	`2012211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,293 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	7,405 sqft (0.17 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	300 sqft

Location & Zoning

Street Address	480 MAPLE ST
City	FERNLEY
State	NV
Zip	89408-8519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	13-20-24 FR W2 NW4
Legal Subdivision	CONCORD WOODS 2
Legal Block	D
Legal Lot Number	153
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	1
Census Block	1010
Census Tract	960104

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	480 MAPLE ST, FERNLEY, NV 89408-8519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 15, 2020	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Oct 4, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	2022660467
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	0000587141
Record Updated	Sep 20, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Jul 29, 2022
Property Address	480 MAPLE ST, FERNLEY, NV 89408-8519
Document Number	0000660467
Map Reference	FILE 39377
Instrument Date	Jul 28, 2022
Instrument	660467
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	SIGNATURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 S LOS ALTOS PKWY # PKWY305, 5200, SPARKS, NV 89436-2544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 MAPLE ST, FERNLEY, NV 89408-8519

Mortgage

Document Number	0000660468
Date	Jul 29, 2022
Instrument	660468

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	480 MAPLE ST, FERNLEY, NV 89408-8519
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000644664
Date	Sep 21, 2021
Instrument	644664

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON NV
Property Address	480 MAPLE ST, FERNLEY, NV 89408-8519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE NV RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000609288
Date	Jan 15, 2020
Instrument	609288

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Oct 4, 2018
Property Address	480 MAPLE ST, FERNLEY, NV 89408-8519
Document Number	0000587142
Map Reference	FILE39377
Instrument Date	Oct 2, 2018
Instrument	587142
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 615, TAHOMA, CA 96142-0615

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 MAPLE ST, FERNLEY, NV 89408-8519

Mortgage

Document Number	0000587143
Date	Oct 4, 2018
Instrument	587143

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,333.00 (-9.69%)	$96,628 (+12.47%) Land $66,500 Building $30,128	$276,080 (+12.47%) Land $190,000 Building $86,080
2023	$1,476.00 (+7.42%)	$85,917 (+2.34%) Land $56,000 Building $29,917	$245,476 (+2.34%) Land $160,000 Building $85,476
2022	$1,374.00	$83,953 Land $56,000 Building $27,953	$239,866 Land $160,000 Building $79,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
Choice Broadband Fixed Wireless	100 / 25

May also be available: AT&T.

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