480 Mackubin Cir, Saint Paul, MN 55126 Property Records

Ramsey County property record for 480 Mackubin Cir, Saint Paul, MN 55126

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,550 sqft · built 1985
Lot Size	0.274 acres (11,920 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jun 2023)
Tax Bill	$7,014 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-30-23-34-0024`

Property Details

APN / Parcel Number

Primary APN	`13-30-23-34-0024`
Alternative APNs	`8363171` `8374822`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	11,920 sqft (0.274 acres)
Lot Dimensions	149 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8374822
Street Address	480 MACKUBIN CIR
City	SAINT PAUL
State	MN
Zip	55126-6053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW POND FOURTH LOT 6 BLK 1
Legal Range	23
Legal Township	30
Legal Section	13
Legal Subdivision	WILLOW POND FOURTH
Legal Block	1
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	SHOREVIEW
Census Block Group	2
Census Block	2003
Census Tract	40707

Owner

480 Mackubin Cir is owned and occupied by two individuals who bought it in June 2023.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 MACKUBIN CIR, SAINT PAUL, MN 55126-6053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG
May 23, 2017	Warranty Deed, Transfer · Conventional Mortgage ALERUS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	May 23, 2017 · Amount on File
Deed Document Number	20234992127
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 20, 2023
Property Address	480 MACKUBIN CIR, SHOREVIEW, MN 55126-6053
Document Number	0A04992127
Instrument Date	Jun 15, 2023
Instrument	A04992127
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	NOT AVAILABLE, FLEX TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	480 MACKUBIN CIR, SAINT PAUL, MN 55126-6053

Mortgage

Document Number	0A04992128
Date	Jun 20, 2023
Instrument	A04992128

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	480 MACKUBIN CIR, SHOREVIEW, MN 55126-6053
Document Number	0004847593
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 MACKUBIN CIR SHOREVIEW MN 551266053, SHOREVIEW, MN 55126-6053

Mortgage

Document Number	0004847593
Date	Nov 25, 2020
Instrument	4847593

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 23, 2017
Property Address	480 MACKUBIN CIR, SHOREVIEW, MN 55126-6053
Document Number	0004659649
Instrument Date	May 1, 2017
Instrument	4659649
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,076.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 MACKUBIN CIR SHOREVIEW MN 551266053, SHOREVIEW, MN 55126-6053

Mortgage

Document Number	4659650
Date	May 23, 2017
Instrument	4659650

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 480 Mackubin Cir was $7,014.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Shoreview City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,900 (-1.44%) Land $91,900 Building $449,000	$540,900 (-1.44%) Land $91,900 Building $449,000
2025	$7,014.00	$548,800 Land $91,900 Building $456,900	$548,800 Land $91,900 Building $456,900
2023	$5,634.00	$419,800 (-4.44%) Land $91,900 Building $327,900	$419,800 (-4.44%) Land $91,900 Building $327,900
2022		$439,300 Land $91,900 Building $347,400	$439,300 Land $91,900 Building $347,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Mackubin Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 480 Mackubin Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shoreview serves 26,750 people · EPA ID MN1620020
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

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