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480 Lower Elgin Rd, Elgin, AZ 85611 Property Records

Santa Cruz County property record for 480 Lower Elgin Rd, Elgin, AZ 85611

Property Summary

Property TypeSingle Family Home
Details626 sqft · built 2023
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Mar 2023)
Tax Bill$6,977 (2025)
Deeds & MortgagesApr 2024 Mortgage
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN109-66-020F

Property Details

APN / Parcel Number

Primary APN109-66-020F
Alternative APNs
  • 10966020F3
  • R000011188

Interior

Stories1 Story
Building Area626 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialWood
Construction TypeWood
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)
Garage TypeAttached
Garage Area626 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account NumberR000011188
Street Address480 LOWER ELGIN RD
CityELGIN
StateAZ
Zip85611-7519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PORTION OF LAND IN THE SW4 SW4 NW4 OF SEC 29 T20S R18E
Legal Range18E
Legal Township20S
Legal Section29
Legal Block2
JurisdictionSANTA CRUZ AZ
Township / Civil DivisionPATAGONIA
Census Block Group2
Census Block2000
Census Tract966000

Owner

Source: Santa Cruz County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address480 LOWER ELGIN RD, ELGIN, AZ 85611-7519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2024Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 14, 2023Warranty Deed, Transfer
LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 2023 · Amount on Record
Deed SaleMar 14, 2023 · Amount on Record
Deed Document Number20231484
Prior Transfer DateMay 10, 2007
Prior Transfer Doc0000008099
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ AZ
Property AddressELGIN RD, ELGIN, AZ 85611
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 LOWER ELGIN RD, ELGIN, AZ 85611-7519

Mortgage

Document Number0000002535
DateApr 24, 2024
Instrument2024-02535
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA CRUZ AZ
Recording DateMar 14, 2023
Property AddressELGIN RD, ELGIN, AZ 85611
Document Number0000001484
Instrument DateMar 10, 2023
Instrument2023-01484
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26375 DAWSON RD, SUN CITY, CA 92585-9795

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateArizona
CountySanta Cruz County
Secondary School DistrictPatagonia Union High School District (09 - 12)
Elementary School DistrictSonoita Elementary District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$619,425 (+725.9%) Land $90,000 Building $529,425
2025$6,977.00 (+394.12%)
2023$11,250 (+15.38%) Land $11,250$75,000 (+15.38%) Land $75,000
2022$1,412.00$9,750 Land $9,750$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (1998–2004)
Most Recent ClaimAug 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 60% of Arizona
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		100 / 20

May also be available: Bluespan Wireless, T-Mobile.

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