Grayson County property record for 480 Locust St, Whitesboro, TX 76273
| Property Type | Commercial |
|---|---|
| Details | 2,000 sqft · built 2019 |
| Lot Size | 1 acres (43,976 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,880 (2024) |
| Deeds & Mortgages | Apr 2022 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | W007 4084001 |
| Primary APN | W007 4084001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,000 sqft Gross Area |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 43,976 sqft (1 acres) |
| Driveway | Driveway |
| Driveway Area | 4,800 sqft |
| Street Address | 480 LOCUST ST |
|---|---|
| City | WHITESBORO |
| State | TX |
| Zip | 76273-2633 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | DOBBS ADDN, LOT 1, ACRES 1.0 |
| Legal Subdivision | DOBBS ADDN |
| Legal Lot Number | 1 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | NORTHWEST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1103 |
Source: Grayson County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1005, WHITESBORO, TX 76273-9005 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| May 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 480 LOCUST ST, WHITESBORO, TX 76273-2633 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013854 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022-13854 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 480 LOCUST ST, WHITESBORO, TX 76273-2633 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017856 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021-00017856 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | GAINESVILLE, TX 76241 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Whitesboro City |
| Unified School District | Whitesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $244,579 (+14.68%) Land $92,021 Building $152,558 | $244,579 (+14.68%) Land $92,021 Building $152,558 | |
| 2024 | $4,880.00 (+39.23%) | ||
| 2023 | $213,273 Land $55,212 Building $158,061 | $213,273 Land $55,212 Building $158,061 | |
| 2022 | $3,505.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Frontier, Nextlink.
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