480 Lake Pointe Ln, Salisbury, NC 28146 Property Records

Rowan County property record for 480 Lake Pointe Ln, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,433 sqft · built 2009
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Feb 2024)
Tax Bill	$3,865 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644 167`

Property Details

APN / Parcel Number

Primary APN	`644 167`
Alternative APN	`6277744`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,433 sqft Living Area
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Lot Area	67,518 sqft (1.55 acres)
Garage Type	Detached
Garage Area	1,008 sqft
Porch	Porch
Porch Area	890 sqft
Patio Area	912 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	480 LAKE POINTE LN
City	SALISBURY
State	NC
Zip	28146-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L5D 1.55AC
Legal Subdivision	LAKE POINTE SUBDIVISION
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1023
Census Tract	50903

Owner

480 Lake Pointe Ln is owned and occupied by an individual who bought it in February 2024.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	480 LAKE POINTE LN, SALISBURY, NC 28146-6932
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jul 9, 2021	Warranty Deed, Transfer
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Nov 2, 2020	Deed of Trust, Mortgage · VA Mortgage C&F MTG
Feb 27, 2020	Warranty Deed, Transfer C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Prior Sale	Jul 9, 2021 · Amount on File
Deed Book / Page	1437 / 256
Prior Transfer Date	Nov 3, 2010
Prior Transfer Doc	0011730060
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 15, 2024
Property Address	480 LAKE POINTE LN, SALISBURY, NC 28146-6932
Document Number	0014370256
Book / Page	1437 / 256
Map Reference	MB 9995 PG 5838
Instrument Date	Feb 13, 2024
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 EAST BLVD # 5074, 5074, CHARLOTTE, NC 28203-5870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 LAKE POINTE LN, SALISBURY, NC 28146-6932

Mortgage

Document Number	0001437257
Date	Feb 15, 2024
Instrument	1437/257

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 9, 2021
Property Address	480 LAKE POINTE LN, SALISBURY, NC 28146-6932
Document Number	0013790217
Book / Page	1379 / 217
Map Reference	MB 9995 PG 6333
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 LAKE POINTE LN, 495, SALISBURY, NC 28146-6932

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 9, 2021
Property Address	480 LAKE POINTE LN, SALISBURY, NC 28146-6932
Document Number	0013790218
Book / Page	1379 / 218
Map Reference	MB 9995 PG 5838
Instrument Date	Jul 7, 2021
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	LKN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,223.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 CHADBOURNE AVE NW, 1111, CONCORD, NC 28027-7871

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1379219
Date	Jul 9, 2021
Instrument	1379/219

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0013790220
Date	Jul 9, 2021
Book Page	1379/220

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	480 LAKE POINTE LN, SALISBURY, NC 28146-6932
Document Number	0013600441
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 LAKE POINTE LN SALISBURY NC 281466932, SALISBURY, NC 28146-6932

Mortgage

Document Number	0013600441
Date	Nov 6, 2020
Book Page	001360/000441

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 27, 2020
Property Address	480 LAKE POINTE LN, SALISBURY, NC 28146-6932
Document Number	0013440222
Book / Page	001344 / 000222
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 OVERBROOK DR NE CONCORD NC 280259550, CONCORD, NC 28025-9550

Mortgage

Document Number	13440223
Date	Feb 27, 2020
Book Page	001344/000223

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 480 Lake Pointe Ln was $3,865.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,865.00	$585,753 (-) Land $182,875 Building $402,878	$585,753 Land $182,875 Building $402,878
2025	$3,865.00	$585,753 Land $182,875 Building $402,878
2023	$3,865.00	$585,753 Land $182,875 Building $402,878	$585,753 Land $182,875 Building $402,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Lake Pointe Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Lake Pointe Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FISHERMAN`S COVE WATER SYSTEM private · serves 359 people · EPA ID NC0180111
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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