480 Joe Young Rd, Corbin, KY 40701 Property Records

Whitley County property record for 480 Joe Young Rd, Corbin, KY 40701

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$286 (2025)
Deeds & Mortgages	Jan 2024 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`054-00-00-006.01`

Property Details

APN / Parcel Number

Primary APN	`054-00-00-006.01`
Alternative APNs	`13610` `18047`

Exterior

Lot Area	130,680 sqft (3 acres)
Terrain	Rolling

Location & Zoning

Street Address	480 JOE YOUNG RD
City	CORBIN
State	KY
Zip	40701-8843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	2024 28X52 CLAY TRU HS & 1 1.02 AC-1.86 AC = 3.88 AC-
Legal Subdivision	YOUNGS CRK
Jurisdiction	WHITLEY KY
Township / Civil Division	CUMBERLAND FALLS
Census Block Group	3
Census Block	3000
Census Tract	920402

Owner

Source: Whitley County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	553 JOE YOUNG RD, CORBIN, KY 40701-8843
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITLEY KY
Property Address	JOE YOUNG RD, CORBIN, KY 40701
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 JOE YOUNG RD, CORBIN, KY 40701-8843

Mortgage

Document Number	00M711/945
Date	Jan 12, 2024
Book Page	M711/945
Instrument	304882

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Dec 9, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Dec 9, 2031
Change Frequency	Annually
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	1-Year T-Bill
Max Rate	13.3%

Tax Assessment & Valuation

Source: Whitley County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$286.00 (+91.95%)	$36,500 (+82.5%)	$36,500 (+82.5%)
2023	$149.00	$20,000	$20,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 87% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20