480 J St, Lathrop, CA 95330 Property Records

San Joaquin County property record for 480 J St, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,569 sqft · built 1982
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jun 2017)
Tax Bill$2,953 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN196-120-030-000

Property Details

APN / Parcel Number

Primary APN196-120-030-000
Alternative APN
  • 196-120-03

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,569 sqft Living Area
1st Floor Area1,569 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Garage Area312 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-120-03
Street Address480 J ST
CityLATHROP
StateCA
Zip95330-9420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1678 LOT 70
Legal SubdivisionEAGLE PARK
Legal Tract1678
Legal Block2
Legal Lot Number70
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2023
Census Tract5130

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address480 J ST, LATHROP, CA 95330-9420
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jun 19, 2017Grant Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Deed Document Number201769569
Prior Transfer DateJun 14, 2017
Prior Transfer Doc0000069569
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address480 J ST, LATHROP, CA 95330-9420
Transaction TypeMortgage
Record UpdatedMay 24, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 J ST, LATHROP, CA 95330-9420

Mortgage

Document Number0000082418
DateMay 11, 2021
Instrument2021-082418
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2041

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 19, 2017
Property Address480 J ST, LATHROP, CA 95330-9420
Document Number0000069569
Instrument DateJun 14, 2017
Instrument69569
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Amount AccuracyFull Value
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address480 J ST LATHROP CA 953309420, LATHROP, CA 95330-9420

Mortgage

Document Number69570
DateJun 19, 2017
Instrument69570
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,953.00 (+0.92%)
2025$2,926.00 (+3.21%)$228,756 (+4.04%) Land $86,657 Building $142,099
2023$2,835.00 (+1.5%)$219,875 Land $83,293 Building $136,582$387,090
2022$2,793.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband.

Nearby Properties on J St

Nearby Streets

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