Bergen County and Ridgewood Village property record for 480 Hunter Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,868 sqft · built 1952 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jun 1989) |
| Tax Bill | $16,349 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04604-0000-00017 |
| Primary APN | 51-04604-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,868 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 7,710 sqft (0.177 acres) |
| Lot Dimensions | 99 ft deep x 73 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 480 HUNTER RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .177 AC |
| Legal Subdivision | RIDGEWOOD-LAWNS |
| Legal Block | 4604 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 47500 |
480 Hunter Rd is owned and occupied by two individuals who bought it in June 1989.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 HUNTER RD, RIDGEWOOD, NJ 07450-5516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Feb 12, 2018 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 1989 · Amount on File |
| Deed Sale | Jun 22, 1989 · Amount on File |
| Deed Book / Page | 7305 / 548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 480 HUNTER RD, RIDGEWOOD, NJ 07450-5516 |
| Document Number | 0034031518 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 480 HUNTER RD RIDGEWOOD NJ 074505516, RIDGEWOOD, NJ 07450-5516 |
| Document Number | 0034031518 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 003403/001518 |
| Instrument | 76775 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 480 HUNTER RD, RIDGEWOOD, NJ 07450-5516 |
| Document Number | 0031011952 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 480 HUNTER RD RIDGEWOOD NJ 074505516, RIDGEWOOD, NJ 07450-5516 |
| Document Number | 0031011952 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 003101/001952 |
| Instrument | 79264 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 480 HUNTER RD, RIDGEWOOD, NJ 07450-5516 |
| Document Number | 0028751637 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | ISGN RECORDING DEPT |
| Name | Verified Name |
|---|---|
| Address | 480 HUNTER RD RIDGEWOOD NJ 074505516, RIDGEWOOD, NJ 07450-5516 |
| Document Number | 0028751637 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 002875/001637 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 480 Hunter Rd was $16,349, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,700 (-) Land $268,800 Building $296,900 | $565,700 (-) Land $268,800 Building $296,900 | |
| 2025 | $16,349.00 (+0.74%) | $565,700 Land $268,800 Building $296,900 | $565,700 Land $268,800 Building $296,900 |
| 2024 | $16,229.00 | ||
| 2023 | $565,700 Land $268,800 Building $296,900 | $565,700 Land $268,800 Building $296,900 | |
| 2022 | $15,460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 Hunter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1999–2021) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 Hunter Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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