480 Highcroft Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 480 Highcroft Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.25 ba · 3,609 sqft · built 1955
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Trust Names on File
Tax Bill	$26,178 (2025)
Deeds & Mortgages	Sep 2023 Transfer Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-117-23-43-0024`

Property Details

APN / Parcel Number

Primary APN	`01-117-23-43-0024`

Interior

Bedrooms	6 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,609 sqft Living Area
Gross Area	4,921 sqft
1st Floor Area	2,101 sqft
Basement Area	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft
Lot Dimensions	270 ft deep x 365 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	1,104 sqft
Porch	Enclosed Porch
Porch Area	80 sqft
Deck Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	480 HIGHCROFT RD
City	WAYZATA
State	MN
Zip	55391-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 003 A HIGHCROFT SUBD THAT PART OF LOT 5 WHICH LIES NWLY OF FOLLOWING DESC LINE AND ITS EXTS COM AT MOST ELY COR OF LOT 5 TH NWLY ALONG NELY LINE THOF DIST 130 FT TO T W 365X270X270
Legal Range	23
Legal Township	117
Legal Section	01
Legal Quarter	43
Legal Subdivision	HIGHCROFT SUBD
Legal Block	3
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	WAYZATA
Census Block Group	2
Census Block	2054
Census Tract	27300

Owner

480 Highcroft Rd is owner-occupied and held in a trust since September 2023.

Source: Hennepin County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	480 HIGHCROFT RD, WAYZATA, MN 55391-1547
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Intrafamily Transfer, Transfer
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Nov 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2023
Transfer Doc	00T6037222
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Sep 21, 2023
Property Address	480 HIGHCROFT RD, WAYZATA, MN 55391-1547
Document Number	00T6037222
Instrument Date	Sep 21, 2023
Instrument	T6037222
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	480 HIGHCROFT ROAD, BIRD ISLAND, MN 55310

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	480 HIGHCROFT RD, WAYZATA, MN 55391-1547
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HIGHCROFT RD, WAYZATA, MN 55391-1547

Mortgage

Document Number	0T05819334
Date	Mar 30, 2021
Instrument	T05819334

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	480 HIGHCROFT RD, WAYZATA, MN 55391-1547
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HIGHCROFT RD, WAYZATA, MN 55391-1547

Mortgage

Document Number	0T05819538
Date	Mar 31, 2021
Instrument	T05819538

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 26, 2018
Property Address	480 HIGHCROFT RD, WAYZATA, MN 55391-1547
Document Number	0005579647
Instrument Date	Nov 20, 2018
Instrument	5579647
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 HIGHCROFT RD WAYZATA MN 553911547, WAYZATA, MN 55391-1547

Tax Assessment & Valuation

The 2025 property tax bill for 480 Highcroft Rd was $26,178, up 15.7% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Wayzata City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,178.00 (+15.74%)	$2,072,700 (+11.83%) Land $1,566,000 Building $506,700	$2,072,700 (+11.83%) Land $1,566,000 Building $506,700
2024	$22,618.00 (+40.6%)	$1,853,400 Land $1,355,000 Building $498,400	$1,853,400 Land $1,355,000 Building $498,400
2023	$16,087.00
2022		$1,358,000 Land $900,000 Building $458,000	$1,358,000 Land $900,000 Building $458,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Highcroft Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Jul 1987 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Highcroft Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Wayzata serves 4,592 people · EPA ID MN1270054
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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