Bergen County and Ridgewood Village property record for 480 Grove St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,276 sqft · built 1958 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $504,300 (Sep 2018) |
| Tax Bill | $11,569 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04404-0000-00001 |
| Primary APN | 51-04404-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,276 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 480 GROVE ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .124 AC |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 4404 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 GROVE ST, RIDGEWOOD, NJ 07450-5425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| May 23, 2017 | Deed of Trust, Mortgage PNC BANK NA |
| Feb 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Sep 25, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | Oct 25, 2001 · Amount on Record |
| Deed Document Number | 201818-068160 |
| Deed Book / Page | 3062 / 633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 480 GROVE ST, RIDGEWOOD, NJ 07450-5425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 480 GROVE ST, RIDGEWOOD, NJ 07450-5425 |
| Document Number | 0046910976 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 4691/976 |
| Instrument | 2022053861 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 480 GROVE ST, RIDGEWOOD, NJ 07450-5425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0039831284 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 3983/1284 |
| Instrument | 2021027309 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 480 GROVE ST, RIDGEWOOD, NJ 07450-5425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026172342 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 02617/2342 |
| Instrument | 17-039784 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 480 GROVE ST, RIDGEWOOD, NJ 07450-5425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035121703 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 3512/1703 |
| Instrument | 2020020358 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 25, 2018 |
| Property Address | 480 GROVE ST, RIDGEWOOD, NJ 07450-5425 |
| Document Number | 0030620633 |
| Book / Page | 3062 / 633 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 00018-068160 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 GROVE ST, RIDGEWOOD, NJ 07450-5425 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,300 (-) Land $248,000 Building $152,300 | $400,300 (-) Land $248,000 Building $152,300 | |
| 2025 | $11,569.00 (+0.74%) | $400,300 (-) Land $248,000 Building $152,300 | $400,300 (-) Land $248,000 Building $152,300 |
| 2024 | $11,484.00 (+4.97%) | ||
| 2023 | $400,300 Land $248,000 Building $152,300 | $400,300 Land $248,000 Building $152,300 | |
| 2022 | $10,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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