480 Glover Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 480 Glover Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,950 sqft · built 1965
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$395,500 (Jun 2022)
Tax Bill	$1,140 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`411 080`

Property Details

APN / Parcel Number

Primary APN	`411 080`
Alternative APN	`6166602`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	29,621 sqft (0.68 acres)
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	480 GLOVER RD
City	SALISBURY
State	NC
Zip	28146-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.68AC CALC
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	1
Census Block	1012
Census Tract	51101

Owner

Source: Rowan County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	480 GLOVER RD, SALISBURY, NC 28146-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Deed Book / Page	1403 / 207
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	0013900722
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Dec 10, 2021
Property Address	480 GLOVER RD, SALISBURY, NC 28146-1116
Document Number	0013900722
Book / Page	1390 / 722
Instrument Date	Dec 6, 2021
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 GLOVER RD, SALISBURY, NC 28146-1116

Mortgage

Document Number	0001390723
Date	Dec 10, 2021
Instrument	1390/723

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	480 GLOVER RD, SALISBURY, NC 28146-1116
Document Number	0013490839
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 GLOVER RD SALISBURY NC 281461116, SALISBURY, NC 28146-1116

Mortgage

Document Number	0013490839
Date	Jun 8, 2020
Book Page	001349/000839

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,140.00	$170,168 (-) Land $25,636 Building $144,532
2023	$1,140.00	$170,168 Land $25,636 Building $144,532	$170,168 Land $25,636 Building $144,532

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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