480 Flower House Loop, Troutman, NC 28166 Property Records

Iredell County property record for 480 Flower House Loop, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,095 sqft · built 2001
Lot Size	1.71 acres (74,618 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4649-89-3862.000`

Property Details

APN / Parcel Number

Primary APN	`4649-89-3862.000`
Alternative APN	`80063955`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,095 sqft Heated Area
Gross Area	3,886 sqft
1st Floor Area	2,095 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	74,618 sqft (1.71 acres)
Lot Width	351 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Slab
Porch Area	437 sqft
Deck Area	Deck Area
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80063955
Street Address	480 FLOWER HOUSE LOOP
City	TROUTMAN
State	NC
Zip	28166-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SMITH SR 1312
Legal Subdivision	BARRINGER WEST
Legal Block	89
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	1
Census Block	1023
Census Tract	61302

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 8, 2019	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 1, 2019
Transfer Doc	26292265
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	480 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-8704
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002914338
Date	Apr 25, 2022
Book Page	2914/338

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 8, 2019
Property Address	480 FLOWER HOUSE LOOP, TROUTMAN, NC 28166-8704
Document Number	26292265
Book / Page	002629 / 002265
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 FLOWER HOUSE LOOP TROUTMAN NC 281668704, TROUTMAN, NC 28166-8704

Mortgage

Document Number	26292269
Date	Jul 8, 2019
Book Page	002629/002269

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,440 (-) Land $33,850 Building $299,590	$333,440 (-) Land $33,850 Building $299,590
2025	$2,027.00	$333,440 (-) Land $33,850 Building $299,590	$333,440 (-) Land $33,850 Building $299,590
2024	$2,027.00	$333,440 (-) Land $33,850 Building $299,590	$333,440 (-) Land $33,850 Building $299,590
2023	$2,027.00 (+29.52%)	$333,440 (+38.96%) Land $33,850 Building $299,590	$333,440 (+38.96%) Land $33,850 Building $299,590
2022	$1,565.00	$239,960 Land $13,700 Building $226,260	$239,960 Land $13,700 Building $226,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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