480 Fleming St, Sebastian, FL 32958 Property Records

Indian River County property record for 480 Fleming St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Nov 2024)
Tax Bill	$4,401 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-01-00003-0890-00021.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-01-00003-0890-00021.0`
Alternative APN	`17209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	1,453 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Porch	Screened Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	480 FLEMING ST
City	SEBASTIAN
State	FL
Zip	32958-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 02 BLK 89 LOT 21 PBI 5-34
Legal Range	38E
Legal Township	31S
Legal Section	01
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 2
Legal Block	89
Legal Lot Number	21
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2015
Census Tract	50807

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 31, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Aug 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	202455793
Deed Book / Page	3738 / 2363
Prior Transfer Date	Dec 22, 2009
Prior Transfer Doc	0023911013
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212

Mortgage

Document Number	0036752194
Date	Feb 1, 2024
Book Page	3675/2194
Instrument	3120240004785

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Nov 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212

Mortgage

Document Number	0035801980
Date	Oct 31, 2022
Book Page	3580/1980
Instrument	3120220064616

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212

Mortgage

Document Number	0033701160
Date	Dec 22, 2020
Book Page	3370/1160
Instrument	3120200077651

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 9, 2018
Property Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212
Document Number	0031620716
Book / Page	003162 / 000716
Instrument Date	Oct 23, 2018
Instrument	68170
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 FLEMING ST SEBASTIAN FL 329584212, SEBASTIAN, FL 32958-4212

Mortgage

Document Number	31620718
Date	Nov 9, 2018
Book Page	003162/000718
Instrument	68171

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 21, 2018
Property Address	480 FLEMING ST, SEBASTIAN, FL 32958-4212
Document Number	0031422228
Book / Page	003142 / 002228
Instrument Date	Aug 10, 2018
Instrument	51728
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ATRIUM CT LITTLE EGG HARBOR NJ 080872098, LITTLE EGG HARBOR, NJ 08087-2098

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,401.00 (+121.38%)	$232,664 (+57.6%) Land $60,112 Building $172,552	$232,664 (-1.32%) Land $60,112 Building $172,552
2023	$1,988.00 (+4.8%)	$147,634 (+3%)	$235,781 (+18.99%) Land $54,454 Building $181,327
2022	$1,897.00	$143,334	$198,148 Land $29,349 Building $168,799

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	7 (1993–2007)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Oct 2007 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fleming St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures