480 E Lake Rd, Penn Yan, NY 14527 Property Records

Yates County and Milo Town property record for 480 E Lake Rd, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,093 sqft · built 2009
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Trust Names on File
Last Sale	$310,000 (Jul 2003)
Tax Bill	$13,613 (2026)
Deeds & Mortgages	Jan 2009 Construction Loan Aug 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`573089 85.62-1-1`

Property Details

APN / Parcel Number

Primary APN	`573089 85.62-1-1`
Alternative APNs	`308908506200010010000000` `0158-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,093 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	155 ft deep x 114 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	121 sqft
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0158-000
Street Address	480 E LAKE RD
City	PENN YAN
State	NY
Zip	14527-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	YATES NY
Township / Civil Division	MILO
Census Block Group	2
Census Block	2021
Census Tract	150502

Owner

480 E Lake Rd is owner-occupied and held in a trust since August 2023.

Source: Yates County and Milo Town records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	480 E LAKE RD, PENN YAN, NY 14527-9422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2009	Deed of Trust, Mortgage · Construction Mortgage THE LYONS NATIONAL BANK
Aug 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2003 · Amount on File
Deed Sale	Jul 3, 2003 · Amount on File
Deed Book / Page	486 / 194
Last Transfer Date	Aug 2, 2023
Transfer Doc	0202312327
Record Updated	Oct 29, 2026

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	480 E LAKE RD, PENN YAN, NY 14527-9422
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0VI750/155
Date	Jan 5, 2009
Book Page	VI 750/155
Instrument	2009-00000005

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank
Address	LYONS, NY 14489

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	187 Months
Due	Aug 1, 2024

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YATES NY
Recording Date	Aug 7, 2023
Property Address	480 E LAKE RD, PENN YAN, NY 14527-9422
Document Number	0202312327
Instrument Date	Aug 2, 2023
Instrument	2023-12327
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	899 FRIAR TUCK LN, WEBSTER, NY 14580-2564

Tax Assessment & Valuation

The 2026 property tax bill for 480 E Lake Rd was $13,613, up 2.9% from the year before.

Source: Yates County and Milo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Milo Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,613.00 (+2.86%)
2025	$13,235.00	$762,000 Land $298,900 Building $463,100	$929,300 Land $364,525 Building $564,775
2023		$682,000 (+18.86%) Land $298,900 Building $383,100	$682,000 (+2.22%) Land $298,900 Building $383,100
2022		$573,800 Land $280,700 Building $293,100	$667,200 Land $326,391 Building $340,809
2020	$12,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 E Lake Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	718.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	5 (2014–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 E Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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