480 E Alder Dr, Sedro Woolley, WA 98284 Property Records

Whatcom County property record for 480 E Alder Dr, Sedro Woolley, WA 98284

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 2001
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$224,180 (Dec 2013)
Tax Bill	$4,329 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`370432-086554-0000`

Property Details

APN / Parcel Number

Primary APN	`370432-086554-0000`
Alternative APNs	`508470` `35716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,922 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	616 sqft
Basement Area	616 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Siding Sheathing
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	172 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	35716
Street Address	480 E ALDER DR
City	SEDRO WOOLLEY
State	WA
Zip	98284-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	GLENHAVEN LAKES DIV NO 5 LOT 18 BLK 5
Legal Range	04
Legal Township	37
Legal Section	32
Legal Subdivision	GLENHAVEN LAKES DIV NO 5
Legal Block	5
Legal Lot Number	18
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1026
Census Tract	807

Owner

480 E Alder Dr is owned and occupied by two individuals who bought it in December 2013.

Source: Whatcom County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 16, 2019	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Sep 19, 2018	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2013 · Amount on File
Deed Sale	Dec 13, 2013 · Amount on File
Prior Sale	Oct 31, 2001
Deed Document Number	20131201202
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	480 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000405331
Date	Apr 29, 2021
Instrument	2021-0405331

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	480 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	2191203586
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MTG SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 E ALDER DR SEDRO WOOLLEY WA 982849520, SEDRO WOOLLEY, WA 98284-9520

Mortgage

Document Number	2191203586
Date	Dec 30, 2019
Instrument	1203586

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	480 E ALDER DR, SEDRO WOOLLEY, WA 98284-9520
Document Number	2180902328
Instrument Date	Sep 19, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 E ALDER DR SEDRO WOOLLEY WA 982849520, SEDRO WOOLLEY, WA 98284-9520

Mortgage

Document Number	2180902328
Date	Sep 25, 2018
Instrument	902328

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 480 E Alder Dr was $4,329, up 7.5% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Mount Baker School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,329.00 (+7.53%)
2025	$4,026.00	$495,000 Land $150,000 Building $345,000	$495,000 Land $150,000 Building $345,000
2022		$475,379 Land $106,977 Building $368,402	$475,379 Land $106,977 Building $368,402
2021	$3,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 E Alder Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 E Alder Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENHAVEN LAKES CLUB private · serves 1,780 people · EPA ID WA5328050
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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