DeSoto County property record for 480 Douglas Rd, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2021 |
| Square Footage | 1,458 sqft Adjusted Area |
| Lot Size | 111,078 sqft (2.55 acres) |
| Garage | 525 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,145.00 (2025) |
| Primary APN | 2-07-8-34-00-0-00023-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 1,458 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 111,078 sqft (2.55 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 525 sqft Garage |
| Street Address | 480 DOUGLAS RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9556 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 SE1/4 |
| Legal Range | 07 |
| Legal Township | 02 |
| Legal Section | 34 |
| Legal Lot Number | 23 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 2-07-8-34-00-0-00023-04
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 DOUGLAS RD, HERNANDO, MS 38632-9556 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 12, 2026 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST COMMERCIAL BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Doc Number | 0000705433 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 480 DOUGLAS RD, HERNANDO, MS 38632-9556 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 480 DOUGLAS RD, HERNANDO, MS 38632-9556 |
| Document Number | 5663/25933 |
|---|---|
| Date | Mar 12, 2026 |
| Book Page | 5663/25933 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 480 DOUGLAS RD, HERNANDO, MS 38632-9556 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 005000/269 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 5000/269 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 24, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 480 DOUGLAS RD, HERNANDO, MS 38632-9556 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 420 DOUGLAS RD, HERNANDO, MS 38632-9556 |
| Document Number | 0005325/18 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 5325/18 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,145.00 (+15.89%) | $17,520 (+35.9%) Land $2,550 Building $14,970 | $175,196 (+35.89%) Land $25,500 Building $149,696 |
| 2023 | $988.00 | $12,892 | $128,923 Land $25,500 Building $103,423 |
480 Douglas Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 50th percentile of exposed land nationally · 55th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 926 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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