480 David Sides Rd, Boone, NC 28607 Property Records

Watauga County property record for 480 David Sides Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,041 sqft · built 1990
Lot Size	4.8 acres (209,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,000 (Jul 2026)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2903-01-7197-000`

Property Details

APN / Parcel Number

Primary APN	`2903-01-7197-000`
Alternative APN	`1755042`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,041 sqft Living Area
1st Floor Area	1,230 sqft
Basement Area	1,230 sqft
Finished Basement	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Logs
Lot Area	209,349 sqft (4.8 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	328 sqft
Patio Area	793 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1755042
Street Address	480 SCHOOLHOUSE RDG
City	BOONE
State	NC
Zip	28607-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T-3 SUGARLOAF
Legal Subdivision	SUGARLOAF SUBDIVISION
Legal Tract	3
Jurisdiction	WATAUGA NC
Township / Civil Division	MEAT CAMP
Census Block Group	1
Census Block	1037
Census Tract	920100

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 SCHOOLHOUSE RDG, BOONE, NC 28607-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Aug 31, 2015 · Amount on Record
Deed Document Number	2026761556
Deed Book / Page	2494 / 332
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 17, 2026
Property Address	480 SCHOOLHOUSE RDG, BOONE, NC 28607-3216
Document Number	0000761556
Book / Page	2494 / 332
Instrument Date	Jul 15, 2026
Instrument	2026761556
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,496.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 SCHOOLHOUSE RDG, BOONE, NC 28607-3216

Mortgage

Document Number	0000761557,
Date	Jul 17, 2026
Instrument	2026761557

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	480 DAVID SIDES RD, BOONE, NC 28607-3216
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 DAVID SIDES RD, BOONE, NC 28607-3216

Mortgage

Document Number	0024560443
Date	Oct 21, 2025
Book Page	2456/443
Instrument	754616

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 16, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	480 DAVID SIDES RD, BOONE, NC 28607-3216
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022890844
Date	Aug 2, 2022
Book Page	2289/844
Instrument	722960

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,200 (-) Land $69,900 Building $401,300
2025	$1,849.00	$471,200 (-) Land $69,900 Building $401,300
2024			$471,200 Land $69,900 Building $401,300
2023		$471,200 Land $69,900 Building $401,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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