Baxter County property record for 480 Cotter Rd, Gassville, AR 72635
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,344 sqft · built 2008 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $858 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-02941-001 |
| Primary APN | 005-02941-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,344 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Type | Attached |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 480 COTTER RD |
|---|---|
| City | GASSVILLE |
| State | AR |
| Zip | 72635-8531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PART OF THE SOUTH ONE-HALF OF THE SOUTHWEST 1/4 OF THE NORTHWEST 1/4 OF SECTION 33, TOWNSHIP 19 NORTH, RANGE 14 WEST, BAXTE |
| Legal Tract | A |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 950900 |
Source: Baxter County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 480 COTTER RD, GASSVILLE, AR 72635-8531 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Line of Credit FNBC BANK |
| Oct 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FNBC BANK |
| Oct 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FNBC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 |
| Deed Sale | Oct 17, 2024 |
| Deed Document Number | 2024-L202408875 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 480 COTTER RD, GASSVILLE, AR 72635-8531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | L202600492 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | L202600492 |
| Name | FNBC BANK |
|---|---|
| Type | Bank |
| Address | ASH FLAT, AR 72513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 480 COTTER RD, GASSVILLE, AR 72635-8531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | L202309179 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | L202309179 |
| Name | FNBC BANK |
|---|---|
| Type | Bank |
| Address | ASH FLAT, AR 72513 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 2, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 480 COTTER RD, GASSVILLE, AR 72635-8531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | L202309136 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | L202309136 |
| Name | FNBC BANK |
|---|---|
| Type | Bank |
| Address | ASH FLAT, AR 72513 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 2, 2028 |
Source: Baxter County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Gassville City |
| Unified School District | Cotter School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $858.00 (-4.35%) Homeowner's exemption | $42,200 (-) Land $2,440 Building $39,760 | |
| 2024 | $897.00 (-1.1%) | ||
| 2023 | $907.00 Homeowner's exemption | $42,200 Land $2,440 Building $39,760 | $211,000 Land $12,200 Building $198,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 63% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GASSVILLE WATERWORKS serves 2,058 people · EPA ID AR0000034 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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