Suffolk County and Smithtown Town property record for 480 Commack Rd, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 13,939 sqft (0.32 acres) |
| Last Sale | $694,000 (2024) |
| Tax Bill | $12,909.00 (2024) |
| Primary APN | 473489 145.-2-17 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,939 sqft (0.32 acres) |
|---|
| Street Address | 480 COMMACK RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 145.-2-17 *2586 SEC 1 LOT 1 BIRCHWOOD GARDENS |
| Legal Subdivision | MAP BIRCHWOOD GARDENS SECTION ONE |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 145.-2-17
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 353 CLEARMEADOW DR, EAST MEADOW, NY 11554-1225 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage UNMB HOME LOANS INC |
| Mar 14, 2024 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 15, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2024 · Amount on Record |
| Deed Sale | Mar 14, 2024 · Amount on Record |
| Prior Sale | Oct 15, 2020 · Amount on Record |
| Deed Book / Page | 13239 / 911 |
| Prior Transfer Date | Apr 23, 2002 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 480 COMMACK RD, COMMACK, NY 11725-5011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0237080687 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 23708/687 |
| Name | UNMB HOME LOANS INC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Mar 14, 2024 |
| Property Address | 480 COMMACK RD, COMMACK, NY 11725-5011 |
| Document Number | 0132390911 |
| Book / Page | 13239 / 911 |
| Instrument Date | Feb 01, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 353 CLEARMEADOW DR, EAST MEADOW, NY 11554-1225 |
| Document Number | 0023573341 |
|---|---|
| Date | Mar 14, 2024 |
| Instrument | 23573/341 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 15, 2020 |
| Property Address | 480 COMMACK RD, COMMACK, NY 11725-5011 |
| Document Number | 0130740593 |
| Book / Page | 013074 / 000593 |
| Instrument Date | Aug 06, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,464.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 ENSTE CT COMMACK NY 117252709, COMMACK, NY 11725-2709 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,660 (-) Land $380 Building $4,280 | $582,500 (+10,773.62%) Land $47,500 Building $535,000 | |
| 2024 | $12,909.00 | ||
| 2023 | $4,660 Land $380 Building $4,280 | $5,357 Land $437 Building $4,920 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 6% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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