Erath County property record for 480 Clear Spring Rd, Stephenville, TX 76401
| Property Type | Rural Home |
|---|---|
| Details | 1,728 sqft · built 2021 |
| Lot Size | 11.2 acres (490,616 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $427,082 (Dec 2021) |
| Tax Bill | $2,295 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R000077291 |
| Primary APN | R000077291 |
|---|---|
| Alternative APN |
|
| Building Area | 1,728 sqft Building Perimeter |
|---|---|
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 490,616 sqft (11.2 acres) |
| Account Number | R.4960.00080.00.0 |
|---|---|
| Street Address | 480 CLEAR SPRING RD |
| City | STEPHENVILLE |
| State | TX |
| Zip | 76401-2095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S4960 CLEAR SPRING ESTATES BLOCK 1, LOT 8 MPHMAKE:AMERICAN HOMESTAR MPHMODEL:TXRD-9861P6 MPHSIZE:32X66 MPHYEAR:2021 MPHSERIAL |
| Legal Subdivision | CLEAR SPRING ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ERATH TX |
| Township / Civil Division | STEPHENVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950201 |
Source: Erath County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 CLEAR SPRING RD, STEPHENVILLE, TX 76401-2095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage E HOME LOANS |
| Dec 1, 2021 | Vendor's Lien, Transfer · Stand-Alone First Mortgage 21ST MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on Record |
| Deed Sale | Dec 1, 2021 · Amount on Record |
| Deed Document Number | 20219190 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Jul 6, 2026 |
| Property Address | 480 CLEAR SPRING RD, STEPHENVILLE, TX 76401-2095 |
| Document Number | 0000003817 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20263817 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | CONCIERGE TITLE INC, CONCIERGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 480 CLEAR SPRING RD, STEPHENVILLE, TX 76401-2095 |
| Document Number | 0000003817, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 20263817 |
| Name | E HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ERATH TX |
| Recording Date | Dec 1, 2021 |
| Property Address | 480 CLEAR SPRING RD, STEPHENVILLE, TX 76401-2095 |
| Document Number | 0202109190 |
| Map Reference | CAB B SL 295A |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021-09190 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Title Company | CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1067 COUNTY ROAD 407, STEPHENVILLE, TX 76401-9046 |
| Name | Verified Name |
|---|---|
| Address | 1341 MOUNTAIN AIR TRL, FORT WORTH, TX 76131-5448 |
| Document Number | 0202109192 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021-09192 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Erath County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Erath County |
| Unified School District | Stephenville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,295.00 (+89.67%) Homeowner's exemption | $940 (+6.82%) | $133,420 (-35%) |
| 2023 | $1,210.00 (+6,622.22%) Homeowner's exemption | $880 | $205,260 |
| 2022 | $18.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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