480 Cindy Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 480 Cindy Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,318 sqft · built 1967
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Sep 2019)
Tax Bill	$1,552 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0012B090000`

Property Details

APN / Parcel Number

Primary APN	`0012B090000`
Alternative APNs	`0012B090` `7712`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,318 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	144 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7712
Street Address	480 CINDY CIR
City	RINGGOLD
State	GA
Zip	30736-8230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 97 CINDERELLA HILLS
Legal Subdivision	CINDERELLA HILLS
Legal Lot Number	97
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	1
Census Block	1012
Census Tract	30402

Owner

480 Cindy Cir is owned and occupied by two individuals who bought it in September 2019.

Source: Catoosa County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 CINDY CIR, RINGGOLD, GA 30736-8230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 4, 2022	Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE
Sep 11, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on File
Deed Sale	Sep 9, 2019 · Amount on File
Prior Sale	May 13, 2016 · Amount on File
Deed Document Number	20191981
Deed Book / Page	2007 / 732
Prior Transfer Date	Apr 2, 1979
Prior Transfer Doc	0260000414
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jun 17, 2026
Property Address	480 CINDY CIR, RINGGOLD, GA 30736-8230
Document Number	2453000642
Book / Page	2453 / 642
Instrument Date	Jun 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CINDY CIR, RINGGOLD, GA 30736-8230

Mortgage

Document Number	2453000642,
Date	Jun 17, 2026
Book Page	2453/642

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	480 CINDY CIR, RINGGOLD, GA 30736-8230
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CINDY CIR, RINGGOLD, GA 30736-8230

Mortgage

Document Number	0021950000000043
Date	Jan 4, 2022
Book Page	0000002195/0000000043
Instrument	000099

Lender

Name	TJC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 11, 2019
Property Address	480 CINDY CIR, RINGGOLD, GA 30736-8230
Document Number	0020070732
Book / Page	002007 / 000732
Instrument Date	Aug 9, 2019
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 CINDY CIR RINGGOLD GA 307368230, RINGGOLD, GA 30736-8230

Mortgage

Document Number	20070734
Date	Sep 11, 2019
Book Page	002007/000734

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$92,817 Land $10,000 Building $82,817	$232,042 Land $25,000 Building $207,042
2023	$1,552.00 (+27.32%)	$69,361 Land $10,000 Building $59,361	$173,402 Land $25,000 Building $148,402
2022	$1,219.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 480 Cindy Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Cindy Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Spectrum, Verizon.

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