480 Chestnut Hill Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 480 Chestnut Hill Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,340 sqft · built 1980
Lot Size	5.32 acres (231,957 sqft)
Owner	2 Individual Names on File
Last Sale	$343,000 (Dec 2009)
Tax Bill	$9,744 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-0235-50`

Property Details

APN / Parcel Number

Primary APN	`13-0235-50`
Alternative APN	`GLOC M:011 B:096`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,340 sqft Living Area
Gross Area	7,066 sqft
1st Floor Area	1,659 sqft
Attic	Attic
Attic Area	1,659 sqft
Basement Area	1,659 sqft
Unfinished Basement	1,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	231,957 sqft (5.32 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	13-0235-50
Street Address	480 CHESTNUT HILL RD
City	CHEPACHET
State	RI
Zip	02814-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Block	96
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1054
Census Tract	13101

Owner

480 Chestnut Hill Rd is owned and occupied by two individuals who bought it in December 2009.

Source: Glocester Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 CHESTNUT HILL RD, CHEPACHET, RI 02814-1938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Jun 23, 2017	Deed of Trust, Mortgage · Conventional with PMI SEACOAST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2009 · Amount on File
Deed Sale	Dec 31, 2009 · Amount on File
Prior Sale	Sep 3, 1997 · Amount on File
Deed Book / Page	550 / 123
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Recording Date	Apr 3, 2026
Property Address	480 CHESTNUT HILL RD, CHEPACHET, RI 02814-1938
Document Number	0000056804
Book / Page	987 / 89
Instrument Date	Mar 23, 2026
Instrument	202656804
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CHESTNUT HILL RD, CHEPACHET, RI 02814-1938

Mortgage

Document Number	0000987-89,
Date	Apr 3, 2026
Book Page	987/89
Instrument	202656804

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	480 CHESTNUT HILL RD, CHEPACHET, RI 02814-1938
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	844-286
Date	Nov 17, 2020
Book Page	844/286
Instrument	45101

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	480 CHESTNUT HILL RD, CHEPACHET, RI 02814-1938
Document Number	744-181
Book / Page	000744 / 000181
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CHESTNUT HILL RD CHEPACHET RI 028141938, CHEPACHET, RI 02814-1938

Mortgage

Document Number	744-181
Date	Jun 23, 2017
Book Page	000744/000181
Instrument	36338

Lender

Name	SEACOAST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 480 Chestnut Hill Rd was $9,744.

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,744.00	$683,300 Land $157,900 Building $525,400	$804,377
2023	$9,737.00 (+16.36%)	$683,300 (+52.62%) Land $157,900 Building $525,400
2022	$8,368.00	$447,700 Land $100,900 Building $346,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Chestnut Hill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Chestnut Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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