Spartanburg County property record for 480 Bill Pearson Rd, Woodruff, SC 29388
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,901 sqft · built 1988 |
| Lot Size | 7.11 acres (309,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,000 (Aug 2014) |
| Tax Bill | $1,500 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-12-00-019.10 |
| Primary APN | 4-12-00-019.10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,901 sqft Living Area |
| Gross Area | 3,013 sqft |
| Upper Floors Area | 1,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 309,712 sqft (7.11 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Porch |
| Porch Area | 536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 67032 |
|---|---|
| Street Address | 480 BILL PEARSON RD |
| City | WOODRUFF |
| State | SC |
| Zip | 29388-8835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E SIDE BILL PEARSON RD N OF SC HWY 101 PB 97-62 |
| Legal Subdivision | SURVEY/KENNETH W SNOW |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | WOODRUFF |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 23500 |
480 Bill Pearson Rd is owned and occupied by two individuals who bought it in August 2014.
Source: Spartanburg County records, as of October 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 480 BILL PEARSON RD, WOODRUFF, SC 29388-8835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 1, 2017 | Deed of Trust, Mortgage · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2014 · Amount on File |
| Deed Sale | Aug 26, 2014 · Amount on File |
| Prior Sale | Jan 17, 2012 · Amount on File |
| Deed Document Number | 201433345 |
| Deed Book / Page | 106X / 0194 |
| Prior Transfer Date | May 4, 2012 |
| Prior Transfer Doc | 0000020220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 480 BILL PEARSON RD, WOODRUFF, SC 29388-8835 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000049415 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 6685/580 |
| Instrument | 2023-49415 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 480 BILL PEARSON RD, WOODRUFF, SC 29388-8835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000037548 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 6138/328 |
| Instrument | 2021-37548 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 480 BILL PEARSON RD, WOODRUFF, SC 29388-8835 |
| Document Number | 0000036839 |
| Book / Page | 005320 / 000539 |
| Instrument Date | Aug 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 480 BILL PEARSON RD WOODRUFF SC 293888835, WOODRUFF, SC 29388-8835 |
| Document Number | 0000036839 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 005320/000539 |
| Instrument | 36839 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2047 |
The 2025 property tax bill for 480 Bill Pearson Rd was $1,500, up 0.9% from the year before.
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,500.00 (+0.94%) | $9,150 Land $3,389 Building $5,761 | $289,600 Land $98,100 Building $191,500 |
| 2024 | $1,486.00 (+1.16%) | ||
| 2023 | $1,469.00 | $9,150 Land $3,389 Building $5,761 | $289,600 Land $98,100 Building $191,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 480 Bill Pearson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 480 Bill Pearson Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODRUFF ROEBUCK W/D serves 32,038 people · EPA ID SC4220007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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