Sangamon County property record for 480 Back Bay Dr, Sherman, IL 62684
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.527 acres (22,967 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Aug 2010) |
| Tax Bill | $8,440 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2012 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25.0-229-009 |
| Primary APN | 06-25.0-229-009 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,967 sqft (0.527 acres) |
|---|
| Account Number | 06250229009 |
|---|---|
| Street Address | 480 BACK BAY DR |
| City | SHERMAN |
| State | IL |
| Zip | 62684-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 12 WATERFORD SUB 2ND ADDN (22,967 SQ FT) 25-17-5 |
| Legal Range | 05 |
| Legal Township | 17 |
| Legal Section | 25 |
| Legal Subdivision | WATERFORD SUB |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | FANCY CREEK |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 3702 |
480 Back Bay Dr is owned and occupied by an individual who bought it in August 2010.
Source: Sangamon County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 480 BACK BAY DR, SHERMAN, IL 62684-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Apr 9, 2012 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK |
| Aug 16, 2011 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK |
| Mar 30, 2011 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED COMMUNITY BANK |
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2010 · Amount on File |
| Deed Sale | Aug 25, 2010 · Amount on File |
| Prior Sale | Jul 8, 2010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 480 BACK BAY DR, SHERMAN, IL 62684-9674 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020R31159 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2020R31159 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 480 BACK BAY DR, SHERMAN, IL 62684-9674 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2012R13298 |
|---|---|
| Date | Apr 9, 2012 |
| Instrument | 2012R13298 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 8, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 480 BACK BAY DR, SHERMAN, IL 62684-9674 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011R25587 |
|---|---|
| Date | Aug 16, 2011 |
| Instrument | 2011R25587 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 480 BACK BAY DR, SHERMAN, IL 62684-9674 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2011R10612 |
|---|---|
| Date | Mar 30, 2011 |
| Instrument | 2011R10612 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Apr 6, 2026 |
| Property Address | 480 BACK BAY DR, SHERMAN, IL 62684-9674 |
| Document Number | 0000005540 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20265540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 480 BACK BAY DR, SHERMAN, IL 62684-9674 |
| Document Number | 0000005540, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 20265540 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 3, 2036 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 480 Back Bay Dr was $8,440 with a homeowner's exemption, up 2.6% from the year before.
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Fancy Creek Township |
| Municipality | Sherman Village |
| Unified School District | Williamsville Community Unit School District 15 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,440.00 (+2.55%) Homeowner's exemption | $138,564 (+6.64%) Land $22,485 Building $116,079 | $415,692 (+6.64%) Land $67,455 Building $348,237 |
| 2024 | $8,230.00 | $129,936 Land $21,085 Building $108,851 | $389,808 Land $63,255 Building $326,553 |
| 2022 | $7,590.00 Homeowner's exemption | $111,949 Land $18,166 Building $93,783 | $335,847 Land $54,498 Building $281,349 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 480 Back Bay Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 480 Back Bay Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cass Cable TV Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
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