480 Apache Loop SW, Rio Rancho, NM 87124 Property Records

Sandoval County property record for 480 Apache Loop SW, Rio Rancho, NM 87124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 892 sqft · built 1986
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on Record
Last Sale$127,400 (Mar 2020)
Tax Bill$1,787 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN1-008-069-416-081

Property Details

APN / Parcel Number

Primary APN1-008-069-416-081
Alternative APNs
  • R079164
  • 0079164

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area892 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area9,017 sqft (0.207 acres)

Location & Zoning

Account NumberR079164
Street Address480 APACHE LOOP SW
CityRIO RANCHO
StateNM
Zip87124-4216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGAL: SUBD: CEDAR HILLS 6 BLOCK: 4 LOT: 12
Legal SubdivisionCEDAR HILLS 6
Legal Block4
Legal Lot Number12
JurisdictionSANDOVAL NM
Township / Civil DivisionRIO RANCHO
Census Block Group1
Census Block1024
Census Tract10713

Owner

Source: Sandoval County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address480 APACHE LOOP SW, RIO RANCHO, NM 87124-4216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2020Warranty Deed, Transfer · FHA Mortgage
ONETRUST HM LOANS
Mar 5, 2020Quit Claim Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2020 · Amount on Record
Deed SaleMar 5, 2020 · Amount on Record
Prior SaleMar 5, 2020 · Amount on Record
Deed Document Number20205731
Deed Book / Page423 / 5731
Prior Transfer DateMar 4, 2020
Prior Transfer Doc0000005730
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANDOVAL NM
Recording DateMar 5, 2020
Property Address480 APACHE LOOP SW, RIO RANCHO, NM 87124-4216
Document Number0000005731
Book / Page000423 / 005731
Instrument DateMar 4, 2020
Instrument5731
Transaction TypeTransfer
Record UpdatedMay 28, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 APACHE LOOP SW RIO RANCHO NM 871244216, RIO RANCHO, NM 87124-4216

Mortgage

Document Number5732
DateMar 5, 2020
Book Page000423/005732
Instrument5732
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 4, 2050

Mortgage

Document Number5733,
DateMar 5, 2020
Book Page000423/005733
Instrument5733
Lender
NameONETRUST HM LOANS
TypeFunding / Finance Company
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueMar 4, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANDOVAL NM
Recording DateMar 5, 2020
Property Address480 APACHE LOOP SW, RIO RANCHO, NM 87124-4216
Document Number0000005730
Book / Page000423 / 005730
Instrument DateMar 4, 2020
Instrument5730
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address480 APACHE LOOP SW RIO RANCHO NM 871244216, RIO RANCHO, NM 87124-4216

Tax Assessment & Valuation

Source: Sandoval County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateNew Mexico
CountySandoval County
MunicipalityRio Rancho City
Unified School DistrictRio Rancho Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,089 (+3%) Land $10,753 Building $40,336$153,266 (+3%) Land $32,259 Building $121,007
2025$1,787.00 (+4.63%)$49,601 (+6.09%) Land $11,811 Building $37,790$148,802 (+6.09%) Land $35,432 Building $113,370
2023$1,708.00$46,754 Land $11,283 Building $35,471$140,261 Land $33,849 Building $106,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIO RANCHO WATER & WW SERVICES
serves 107,350 people · EPA ID NM3509623
Water SourcePurchased surface water from ALBUQUERQUE WATER SYSTEM
Last State InspectionMar 2022
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
currently in violation since Mar 2026
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
NMSurf
Fixed Wireless
200 / 50

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