Pontotoc County property record for 480 Andrews Rd, Ecru, MS 38841
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 792 sqft · built 1945 |
| Lot Size | 7.07 acres (308,405 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $672 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057-35-000-023 |
| Primary APN | 057-35-000-023 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 792 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 308,405 sqft (7.07 acres) |
| Deck Area | 140 sqft |
| Utility Building | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 1143 |
|---|---|
| Street Address | 480 ANDREWS RD |
| City | ECRU |
| State | MS |
| Zip | 38841-9626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.08 AC SW1/4 WB 7-621 167-512; WB 10-116 1995 632/283 1/16/96 20041639 3/30/04 20041842 4/12/04 20042091 4/22/04 20042213 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950200 |
Source: Pontotoc County records, as of October 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 ANDREWS RD, ECRU, MS 38841-9626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST FUNDING LP |
| Feb 3, 2017 | Deed of Trust, Mortgage FIRST CHOICE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 480 ANDREWS RD, ECRU, MS 38841-9626 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 480 ANDREWS RD, ECRU, MS 38841-9626 |
| Document Number | 2026000943 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 2026000943 |
| Name | SOUTHWEST FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 480 ANDREWS RD, ECRU, MS 38841-9626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017000511 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | 2017000511 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Address | PONTOTOC, MS 38863 |
| Amount | Amount Recorded |
|---|---|
| Term | 239 Months |
| Due | Jan 27, 2037 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $672.00 Homeowner's exemption Disabled Person's exemption | $5,261 (-) | $52,259 (-) Land $16,050 Building $36,209 |
| 2023 | $672.00 Homeowner's exemption Disabled Person's exemption | $5,261 | $52,259 Land $16,050 Building $36,209 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 50% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | MUD CREEK WATER ASSOCIATION #1 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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