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480 Adalines Aly, Saint Cloud, FL 34771 Property Records

Osceola County property record for 480 Adalines Aly, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,950 sqft · built 2022
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$368,700 (Aug 2022)
Tax Bill$4,756 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292531503600011010

Property Details

APN / Parcel Number

Primary APN292531503600011010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,950 sqft Heated Area
Gross Area2,640 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,485 sqft (0.08 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address480 ADALINES ALY
CitySAINT CLOUD
StateFL
Zip34771-9350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER SPRINGS PB 30 PGS 90-96 LOT 101
Legal SubdivisionSILVER SPRINGS
Legal Lot Number101
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

480 Adalines Aly is owned and occupied by an individual who bought it in August 2022.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address480 ADALINES ALY, SAINT CLOUD, FL 34771-9350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2022 · Amount on File
Deed SaleAug 15, 2022 · Amount on File
Deed Document Number2022125085
Deed Book / Page6269 / 959
Record UpdatedJun 8, 2026

August 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 15, 2022
Property Address480 ADALINES ALY, SAINT CLOUD, FL 34771-9350
Document Number0062690959
Book / Page6269 / 959
Map ReferenceMB 30 PG 90-96
Instrument DateAug 12, 2022
Instrument2022125085
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,580.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 ADALINES ALY, SAINT CLOUD, FL 34771-9350

Mortgage

Document Number0006269962
DateAug 15, 2022
Instrument6269/962
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 480 Adalines Aly was $4,756 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,756.00 Homeowner's exemption$332,700 Land $66,000 Building $266,700$332,700 Land $66,000 Building $266,700
2023$4,613.00 (+445.92%) Homeowner's exemption$326,000 (+438.84%) Land $66,000 Building $260,000$326,000 (+438.84%) Land $66,000 Building $260,000
2022$845.00$60,500 Land $60,500$60,500 Land $60,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 480 Adalines Aly in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Adalines Aly is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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