480 5th St, Aurora, IL 60505 Property Records

Kane County property record for 480 5th St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,406 sqft · built 1900
Lot Size	0.084 acres (3,674 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Feb 2026)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Oct 2025 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-256-008`

Property Details

APN / Parcel Number

Primary APN	`15-27-256-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,406 sqft Living Area
Gross Area	2,468 sqft
Basement Area	703 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,674 sqft (0.084 acres)
Lot Dimensions	66.8 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	190 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	480 5TH ST
City	AURORA
State	IL
Zip	60505-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIFFORDS ADDN W 66.80 FT LOT 11 BLK 2 LOT DIMENSIONS: 55 X 66.80 APPROX LOT SQ FT 3674 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 002
Legal Subdivision	GIFFORDS ADDN
Legal Block	2
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4006
Census Tract	854301

Owner

480 5th St is owned by an individual who bought it in February 2026.

Source: Kane County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	187 N LOUCKS ST, AURORA, IL 60505-3951
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 23, 2025	Warranty Deed, Construction Loan · Construction Mortgage RFLF 4 LLC
Dec 28, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Oct 23, 2025 · Amount on File
Deed Document Number	20265784
Prior Transfer Date	Oct 17, 2006
Prior Transfer Doc	0000120376
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 11, 2026
Property Address	480 5TH ST, AURORA, IL 60505-4746
Document Number	0000005784
Instrument Date	Dec 17, 2025
Instrument	2026K005784
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 5TH ST, AURORA, IL 60505-4746
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005785
Date	Feb 11, 2026
Instrument	2026K005785

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

Mortgage

Document Number	0000005786
Date	Feb 11, 2026
Instrument	2026K005786

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2056

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 23, 2025
Property Address	480 5TH ST, AURORA, IL 60505-4746
Document Number	0000041639
Instrument Date	Oct 9, 2025
Instrument	2025K041639
Transaction Type	Construction Loan
Record Updated	Oct 30, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37W771 HERITAGE DR, BATAVIA, IL 60510-5112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 COMMERCIAL DR UNIT 7, 7, YORKVILLE, IL 60560-4731
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041640
Date	Oct 23, 2025
Instrument	2025K041640

Lender

Name	RFLF 4 LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 28, 2018
Property Address	480 5TH ST, AURORA, IL 60505-4746
Document Number	0000062044
Instrument Date	Dec 19, 2018
Instrument	62044
Transaction Type	Transfer
Record Updated	Jan 9, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	37W771 HERITAGE DR BATAVIA IL 605105112, BATAVIA, IL 60510-5112

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 14, 2017
Property Address	480 5TH ST, AURORA, IL 60505-4746
Document Number	0000008341
Instrument Date	Jan 26, 2017
Instrument	8341
Transaction Type	Transfer
Record Updated	May 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	37 W 771 HERITAGE DR BATAVIA IL 60510, BATAVIA, IL 60510

Tax Assessment & Valuation

The 2025 property tax bill for 480 5th St was $4,000, up 4.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,000.00 (+4.22%)	$61,259 (+9.39%) Land $6,278 Building $54,981	$183,851 (+9.39%) Land $18,842 Building $165,009
2024	$3,838.00	$56,000 Land $5,739 Building $50,261	$168,067 Land $17,224 Building $150,843
2022	$3,468.00 (+1.08%)	$45,653 (+7.41%) Land $4,679 Building $40,974	$136,959 (+7.41%) Land $14,037 Building $122,922
2021	$3,431.00	$42,503 Land $4,356 Building $38,147	$127,509 Land $13,068 Building $114,441

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 480 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 480 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon, Watch TV.

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