480 3rd St, Lake Elsinore, CA 92530 Property Records

Riverside County property record for 480 3rd St, Lake Elsinore, CA 92530

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	23,457 sqft · built 2018
Lot Size	1.02 acres (44,431 sqft)
Owner	Company Name on File
Tax Bill	$46,159 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`377-140-033`

Property Details

APN / Parcel Number

Primary APN	`377-140-033`

Interior

Stories	2 Stories
Building Area	23,457 sqft Total Area

Exterior

Year Built	Built 2018
Construction Type	Tilt-Up Concrete
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	377140033
Street Address	480 3RD ST
City	LAKE ELSINORE
State	CA
Zip	92530-2730
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	M1
Legal Description	1.02 ACRES GRS IN PAR 6 PM 243/056 PM 36551
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	ELSINORE VALLEY
Census Block Group	3
Census Block	3001
Census Tract	43006

Owner

480 3rd St, a commercial property, is owned by a company that acquired it in December 2018 and is owner-occupied.

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	480 3RD ST, LAKE ELSINORE, CA 92530-2730
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage TELLONE MORTGAGE FUND LP
Dec 3, 2018	Quit Claim Deed, Transfer CAMPBELL V J SEPARATE TR (PT)
Aug 21, 2018	Deed of Trust, Construction Loan · Construction Mortgage FARMERS & MERCHANTS BK/LNG BCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 3, 2018
Transfer Doc	0000470550
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	480 3RD ST, LAKE ELSINORE, CA 92530-2730
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 3RD ST, LAKE ELSINORE, CA 92530-2730

Mortgage

Document Number	0000218192
Date	Jul 27, 2023
Instrument	2023-0218192

Lender

Name	TELLONE MORTGAGE FUND LP
Address	ANAHEIM, CA 92807

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 3, 2018
Property Address	480 3RD ST, LAKE ELSINORE, CA 92530-2730
Document Number	0000470550
Instrument Date	Nov 16, 2018
Instrument	470550
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	480 3RD ST LAKE ELSINORE CA 925302730, LAKE ELSINORE, CA 92530-2730

Mortgage

Document Number	470551
Date	Dec 3, 2018
Instrument	470551

Lender

Name	CAMPBELL V J SEPARATE TR (PT)
Address	10907 DOWNEY AVE # 203, DOWNEY, CA 90241-3737

Agreement

Amount	Amount on Record

August 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 21, 2018
Property Address	480 3RD ST, LAKE ELSINORE, CA 92530-2730
Document Number	0000333357
Instrument Date	Aug 13, 2018
Instrument	333357
Transaction Type	Construction Loan
Record Updated	Mar 5, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21031 WARNER CENTER LN #C WOODLAND HILLS CA 913676577, C, WOODLAND HILLS, CA 91367-6577

Mortgage

Document Number	0000333357
Date	Aug 21, 2018
Instrument	333357

Lender

Name	FARMERS & MERCHANTS BK/LNG BCH
Type	Bank
Address	CORONA DEL MAR, CA 92625

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 480 3rd St was $46,159.

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Lake Elsinore City
Unified School District	Lake Elsinore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$46,159.00	$3,996,637 Land $455,130 Building $3,541,507
2023	$43,498.00 (+2.18%)	$3,841,444 (+2%) Land $437,457 Building $3,403,987
2022	$42,572.00	$3,766,123 Land $428,880 Building $3,337,243

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 480 3rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 3rd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Accel Wireless Fixed Wireless	100 / 25
Southern California Telephone Fixed Wireless	75 / 15

May also be available: Frontier, GeoLinks, Spectrum, T-Mobile, Verizon.

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