480 16th Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 480 16th Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,540 sqft · built 1956
Lot Size	0.138 acres (6,010 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,965 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`425-152-05`

Property Details

APN / Parcel Number

Primary APN	`425-152-05`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,010 sqft (0.138 acres)
Garage Area	390 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	480 16TH PL
City	COSTA MESA
State	CA
Zip	92627-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1714 BLK LOT 19
Legal Subdivision	TRACT NO 1714
Legal Tract	1714
Legal Lot Number	19
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	4
Census Block	4008
Census Tract	63302

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	480 16TH PL, COSTA MESA, CA 92627-3219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 8, 2015
Transfer Doc	0000632680
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Aug 20, 2026
Property Address	480 16TH PL, COSTA MESA, CA 92627-3219
Document Number	0000236547
Instrument Date	Aug 14, 2026
Instrument	2026236547
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	480 16TH PL, COSTA MESA, CA 92627-3219

Mortgage

Document Number	0000236547,
Date	Aug 20, 2026
Instrument	2026236547

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	480 16TH PL, COSTA MESA, CA 92627-3219
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 16TH PL, COSTA MESA, CA 92627-3219

Mortgage

Document Number	0000673832
Date	Nov 8, 2021
Instrument	2021000673832

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	480 16TH PL, COSTA MESA, CA 92627-3219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 16TH PL, COSTA MESA, CA 92627-3219

Mortgage

Document Number	0000032903
Date	Jan 19, 2021
Instrument	2021000032903

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	480 16TH PL, COSTA MESA, CA 92627-3219
Document Number	0000143254
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 16TH PL COSTA MESA CA 926273219, COSTA MESA, CA 92627-3219

Mortgage

Document Number	0000143254
Date	Mar 31, 2020
Instrument	143254

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 30, 2040

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,253,614 (+2%) Land $1,115,897 Building $137,717
2025	$13,965.00 (+4.98%)	$1,229,034 (+4.04%) Land $1,094,017 Building $135,017
2023	$13,303.00 (+2.54%)	$1,181,310 Land $1,051,535 Building $129,775
2022	$12,973.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2010–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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