480 105th Street Ocean E, Marathon, FL 33050 Property Records

Monroe County property record for 480 105th Street Ocean E, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 2015
Lot Size0.084 acres (3,669 sqft)
OwnerIndividual Name on Record
Last Sale$572,500 (Jun 2025)
Tax Bill$3,841 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00332950-000100

Property Details

APN / Parcel Number

Primary APN00332950-000100
Alternative APN
  • 9102488

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,404 sqft Living Area
1st Floor Area1,188 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,669 sqft (0.084 acres)
Garage TypeCovered
Garage Area1,404 sqft
PorchFlorida Room
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number9102488
Street Address480 105TH STREET OCEAN W
CityMARATHON
StateFL
Zip33050-5302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 SLY 1/2 LT 5 THE PALMS KEY VACA PB4-86 OR248-429/30 OR462-171 OR640-710 OR716-443 OR694-10 OR760-1789/93 OR865-230 OR1019-1078/79 OR1269-1436/40 OR1575-1819/21 OR1575-1822/23 OR2057-1042/45 OR2597-1776/77 OR2605-457/58 OR2682-876/78 OR2691-1707/
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionPALMS, THE
Legal Block3
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1007
Census Tract971100

Owner

Source: Monroe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address480 105TH STREET OCEAN W, MARATHON, FL 33050-5302
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
CLEAR 2 CLOSE HOME LOANS CORP
Nov 23, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleNov 23, 2020 · Amount on Record
Deed Document Number2025169
Deed Book / Page3332 / 2455
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address480 105TH STREET OCEAN E, MARATHON, FL 33050-5318
Transaction TypeMortgage
Record UpdatedJan 23, 2024
Title CompanyMARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 105TH STREET OCEAN E, MARATHON, FL 33050-5318

Mortgage

Document Number0031462007
DateJan 3, 2022
Book Page3146/2007
Instrument2355254
Lender
NameCLEAR 2 CLOSE HOME LOANS CORP
TypeMortgage Company
AddressHALLANDALE, FL 33009
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 23, 2020
Property Address480 105TH STREET OCEAN E, MARATHON, FL 33050-5318
Document Number0030581148
Book / Page3058 / 1148
Map ReferenceMB 4 PG 86
Instrument DateNov 17, 2020
Instrument2292033
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address480 - 105TH STREET OCEAN, 480, MARATHON, FL 33050

Transferred To (Grantee/Buyer)

NameVerified Name
Address480 105TH STREET OCEAN E, MARATHON, FL 33050-5318

Mortgage

Document Number0030581150
DateNov 23, 2020
Instrument3058/1150
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,841.00 (-1.31%)$414,066 (+5.99%)$541,199 (+6.65%) Land $311,865 Building $229,334
2024$3,892.00 (+2.61%)
2023$3,793.00 (+1.63%) Homeowner's exemption$390,677 (+3%)$507,437 (+14.67%) Land $274,258 Building $233,179
2022$3,732.00 Homeowner's exemption$379,299$442,522 Land $210,968 Building $231,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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