48 Zolman Rd, Ramer, AL 36069 Property Records

Montgomery County property record for 48 Zolman Rd, Ramer, AL 36069

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,244 sqft · built 1986
Lot Size	11.2 acres (487,872 sqft)
Owner	2 Individual Names on File
Tax Bill	$836 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-04-18-0-000-003.004`

Property Details

APN / Parcel Number

Primary APN	`24-04-18-0-000-003.004`
Alternative APNs	`0324041800000003004` `290166`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	2,244 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	487,872 sqft (11.2 acres)
Garage Area	1,452 sqft
Deck Area	420 sqft
Patio Area	948 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	290166
Old Parcel Number	0324041800000003004
Street Address	48 ZOLMAN RD
City	RAMER
State	AL
Zip	36069-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	& 34 PG 14 2404180000003004
Legal Subdivision	LONE OAK SUB
Legal Lot Number	6
Jurisdiction	MONTGOMERY AL
Township / Civil Division	RAMER
Census Block Group	1
Census Block	1009
Census Tract	5800

Owner

48 Zolman Rd is owned and occupied by two individuals who acquired it in December 2002.

Source: Montgomery County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	48 ZOLMAN RD, RAMER, AL 36069-3802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA HOME MORTGAGE LOANS INC
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA HOUSING FINANCE AUTHORITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2002
Deed Sale	Dec 9, 2002
Deed Document Number	0025290893
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	48 ZOLMAN RD, RAMER, AL 36069-3802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051690028
Date	Nov 13, 2018
Book Page	5169/0028

Lender

Name	ALABAMA HOME MORTGAGE LOANS INC
Type	Non-Lending Institution
Address	WETUMPKA, AL 36093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	48 ZOLMAN RD, RAMER, AL 36069-3802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054640109
Date	Oct 9, 2020
Book Page	5464/109

Lender

Name	ALABAMA HOUSING FINANCE AUTHORITY
Type	Government Agency
Address	WETUMPKA, AL 36093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 48 Zolman Rd was $836 with a senior citizen's exemption.

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 Senior Citizen's exemption	$32,350 Land $5,350 Building $27,000	$323,500 Land $53,500 Building $270,000
2023	$1,072.00 Homeowner's exemption	$27,400 Land $4,000 Building $23,400	$274,000 Land $40,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Zolman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Zolman Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mon-Cre Telephone Cooperative Fiber	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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