48 Worcester St, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 48 Worcester St, Haverhill, MA 01832

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 917 sqft · built 1987
Lot Size	0.229 acres (9,988 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Jun 2020)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`534-14-20`

Property Details

APN / Parcel Number

Primary APN	`534-14-20`
Alternative APNs	`HAVE M:0534 B:00014 L:20-1` `M:0534 B:00014 L:20=1`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	917 sqft Living Area
Gross Area	1,502 sqft
Basement Area	425 sqft
Unfinished Basement	425 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,988 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	534-14-20
Street Address	48 WORCESTER ST
City	HAVERHILL
State	MA
Zip	01832-5128
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	14
Legal Lot Number	20-1
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	4
Census Block	4024
Census Tract	260900

Owner

48 Worcester St, a condominium, is owned and occupied by two individuals who bought it in June 2020.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 WORCESTER ST, HAVERHILL, MA 01832-5128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Nov 22, 2016
Deed Book / Page	38662 / 307
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	38662-307
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Jun 29, 2020
Property Address	48 WORCESTER ST, HAVERHILL, MA 01832-5128
Document Number	38662-307
Book / Page	38662 / 307
Instrument Date	Jun 22, 2020
Instrument	20200629007660
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48 WORCESTER ST, HAVERHILL, MA 01832-5128

Mortgage

Document Number	200629007670
Date	Jun 29, 2020
Instrument	200629007670

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Worcester St was $3,297, up 11.5% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,297.00 (+11.54%)	$307,800 (+10.8%) Building $307,800	$332,215
2024	$2,956.00 (-0.97%)	$277,800 (+3.77%) Building $277,800
2023	$2,985.00	$267,700 Building $267,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Worcester St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Worcester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20