48 Wire Rd, Merrimack, NH 03054 Property Records

Hillsborough County and Merrimack Town property record for 48 Wire Rd, Merrimack, NH 03054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,398 sqft · built 1972
Lot Size	0.504 acres (21,954 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Dec 2020)
Tax Bill	$8,552 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:006D B:00024`

Property Details

APN / Parcel Number

Primary APN	`M:006D B:00024`
Alternative APN	`MRMK M:0006D L:000024 S:000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
Gross Area	4,034 sqft
1st Floor Area	1,072 sqft
Basement Area	816 sqft
Unfinished Basement	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	21,954 sqft (0.504 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	48 WIRE RD
City	MERRIMACK
State	NH
Zip	03054-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	24
Jurisdiction	MERRIMACK TOWN NH
Township / Civil Division	MERRIMACK
Census Block Group	2
Census Block	2000
Census Tract	14202

Owner

48 Wire Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Hillsborough County and Merrimack Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 WIRE RD, MERRIMACK, NH 03054-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ST MARYS BANK
Dec 21, 2020	Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS
Apr 14, 2020	Deed of Trust, Construction Loan · Construction Mortgage MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Aug 18, 2011 · Amount on File
Deed Document Number	202076515
Deed Book / Page	9398 / 1173
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Recording Date	Jun 18, 2026
Property Address	48 WIRE RD, MERRIMACK, NH 03054-3323
Document Number	0000022970
Book / Page	9962 / 2272
Instrument Date	Jun 10, 2026
Instrument	202622970
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WIRE RD, MERRIMACK, NH 03054-3323

Mortgage

Document Number	0000022970,
Date	Jun 18, 2026
Book Page	9962/2272
Instrument	202622970

Lender

Name	CITIZENS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Property Address	48 WIRE RD, MERRIMACK, NH 03054-3323
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09597-2946
Date	Mar 16, 2022
Book Page	9597/2946
Instrument	220013214

Lender

Name	ST MARYS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRIMACK TOWN NH
Recording Date	Dec 21, 2020
Property Address	48 WIRE RD, MERRIMACK, NH 03054-3323
Document Number	0093981174
Book / Page	009398 / 001174
Instrument Date	Dec 18, 2020
Instrument	200076515
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,075.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 TIFFANY CIR HUDSON NH 030514563, HUDSON, NH 03051-4563

Mortgage

Document Number	93981175
Date	Dec 21, 2020
Book Page	009398/001175
Instrument	200076516

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MERRIMACK TOWN NH
Recording Date	Apr 14, 2020
Property Address	48 WIRE RD, MERRIMACK, NH 03054-3323
Document Number	0092810737
Book / Page	009281 / 000737
Instrument Date	Apr 14, 2020
Instrument	200017253
Transaction Type	Construction Loan
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	317 S RIVER RD BEDFORD NH 031106829, BEDFORD, NH 03110-6829

Mortgage

Document Number	92810737
Date	Apr 14, 2020
Book Page	009281/000737
Instrument	200017253

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	89 N MAIN ST, CONCORD, NH 03301-4935

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 48 Wire Rd was $8,552.

Source: Hillsborough County and Merrimack Town assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Merrimack Town
Unified School District	Merrimack School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,552.00	$386,800 Land $181,900 Building $204,900
2023	$7,523.00 (+11.9%)	$386,800 (-) Land $181,900 Building $204,900	$503,215
2022	$6,723.00	$386,800 Land $181,900 Building $204,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Wire Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	22 (1979–2010)
Claims Outside the SFHA	16 of 22
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 10 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Wire Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERRIMACK VILLAGE DIST serves 25,500 people · EPA ID NH1531010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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