48 Winthrop Rd, Chester, CT 06412 Property Records

Chester Town property record for 48 Winthrop Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,683 sqft · built 1950
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jul 2026)
Tax Bill	$7,209 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHES M:17 B:100`

Property Details

APN / Parcel Number

Primary APN	`CHES M:17 B:100`
Alternative APNs	`CSTR M:17 B:100` `00096200` `96200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,683 sqft Living Area
Gross Area	2,805 sqft
Basement Area	1,020 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	235,224 sqft (5.4 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	96200
Street Address	48 WINTHROP RD
City	CHESTER
State	CT
Zip	06412-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	100
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2026
Census Tract	600100

Owner

48 Winthrop Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Chester Town records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 WINTHROP RD, CHESTER, CT 06412-1038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Deed Document Number	202649
Deed Book / Page	189 / 270
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Jul 28, 2026
Property Address	48 WINTHROP RD, CHESTER, CT 06412-1038
Document Number	0000000049
Book / Page	189 / 270
Instrument Date	Jul 24, 2026
Instrument	202649
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48 WINTHROP RD, CHESTER, CT 06412-1038

Mortgage

Date	Jul 28, 2026

Lender

Name	SKYLINE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 48 Winthrop Rd was $7,209.

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,209.00	$266,210 Land $78,540 Building $187,670	$186,347 Land $54,978 Building $131,369
2024	$7,209.00 (+21.26%)
2023	$5,945.00 (+0.68%)	$200,160 (-) Land $77,300 Building $122,860
2022	$5,905.00	$200,160 Land $77,300 Building $122,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Winthrop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Winthrop Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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