48 Willow Way, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 48 Willow Way, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,778 sqft · built 1969
Lot Size	0.282 acres (12,298 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Jan 2026)
Tax Bill	$11,793 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00252-01-00011`

Property Details

APN / Parcel Number

Primary APN	`13-00252-01-00011`
Alternative APNs	`1300252000000011AC0C10000` `1300252000100011`

Interior

Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	12,298 sqft (0.282 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1300252000000011AC0C10000
Street Address	48 WILLOW WAY
City	WANAQUE
State	NJ
Zip	07465-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	252.1
Legal Lot Number	11
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	3
Census Block	3018
Census Tract	236604

Owner

48 Willow Way is owned and occupied by two individuals who bought it in January 2026.

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 WILLOW WAY, WANAQUE, NJ 07465-1709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	20261423
Deed Book / Page	5033 / 28
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 12, 2026
Property Address	48 WILLOW WAY, WANAQUE, NJ 07465-1709
Document Number	0000001423
Book / Page	D5033 / 28
Instrument Date	Dec 28, 2025
Instrument	2026001423
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 SPIELMAN RD, FAIRFIELD, NJ 07004-3410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WILLOW WAY, WANAQUE, NJ 07465-1709

Mortgage

Document Number	0000001424
Date	Jan 12, 2026
Instrument	2026001424

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 48 Willow Way was $11,793, up 5.3% from the year before.

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,700 (-) Land $115,400 Building $144,300	$259,700 (-) Land $115,400 Building $144,300
2025	$11,793.00 (+5.29%)	$259,700 Land $115,400 Building $144,300	$259,700 Land $115,400 Building $144,300
2024	$11,201.00
2023		$259,700 Land $115,400 Building $144,300	$259,700 Land $115,400 Building $144,300
2022	$10,746.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 48 Willow Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2011–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2023

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Willow Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20