48 Willow Oak Ct, Aylett, VA 23009 Property Records

King William County property record for 48 Willow Oak Ct, Aylett, VA 23009

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 960 sqft · built 1992
Lot Size	0.7 acres (30,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Mar 2026)
Tax Bill	$1,036 (2026)
Deeds & Mortgages	Feb 2010 Line of Credit Sep 2011 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7842-1`

Property Details

APN / Parcel Number

Primary APN	`7842-1`
Alternative APN	`21F 4 14`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	30,405 sqft (0.7 acres)

Exterior Amenities

Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7842-1
Street Address	48 WILLOW OAK CT
City	AYLETT
State	VA
Zip	23009-3131
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-1
Legal Description	LOT 14 SECT E OAK SPRINGS
Legal Subdivision	OAK SPRINGS
Legal Lot Number	14
Jurisdiction	KING WILLIAM VA
Township / Civil Division	ACQUINTON
Census Block Group	3
Census Block	3012
Census Tract	950102

Owner

Source: King William County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50 OXFORD LN, KING WILLIAM, VA 23086-3618
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2010	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST
Sep 29, 2011	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST
Jul 14, 2014	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Jan 13, 2010	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST
Mar 13, 2026	Deed, Transfer · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Deed Document Number	2026502
Record Updated	Sep 20, 2026

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	48 WILLOW OAK CT, AYLETT, VA 23009-3131
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001000/376
Date	Feb 23, 2010
Book Page	1000/376

Lender

Name	BRANCH BANKING AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	48 WILLOW OAK CT, AYLETT, VA 23009-3131
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01100/1728
Date	Sep 29, 2011
Book Page	1100/1728

Lender

Name	BRANCH BANKING AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	48 WILLOW OAK CT, AYLETT, VA 23009-3131
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01400/1265
Date	Jul 14, 2014
Book Page	1400/1265

Lender

Name	BRANCH BANKING & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2044

Interest

Rate Type	Fixed Rate
Rate	4.38%

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WILLIAM VA
Property Address	48 WILLOW OAK CT, AYLETT, VA 23009-3131
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001000/94
Date	Jan 13, 2010
Book Page	1000/94

Lender

Name	BRANCH BANKING AND TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KING WILLIAM VA
Recording Date	Mar 13, 2026
Property Address	48 WILLOW OAK CT, AYLETT, VA 23009-3131
Document Number	0260000502
Map Reference	MB 14 PG 158-160
Instrument Date	Mar 5, 2026
Instrument	260000502
Transaction Type	Transfer
Record Updated	Apr 1, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	50 OXFORD LN, KING WILLIAM, VA 23086-3618

Mortgage

Document Number	0260000503
Date	Mar 13, 2026
Instrument	260000503

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: King William County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	King William County
Unified School District	King William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,036.00 (+0.1%)	$168,400 (-) Land $40,000 Building $128,400	$168,400 (-) Land $40,000 Building $128,400
2025	$1,035.00 (+6.05%)	$168,400 (-) Land $40,000 Building $128,400	$168,400 (-) Land $40,000 Building $128,400
2023	$976.00	$168,400 Land $40,000 Building $128,400	$168,400 Land $40,000 Building $128,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK SPRINGS private · serves 985 people · EPA ID VA4101600
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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