48 Wilder Rd, Carlotta, CA 95528 Property Records

Humboldt County property record for 48 Wilder Rd, Carlotta, CA 95528

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,512 sqft · built 1982
Lot Size	1.64 acres (71,438 sqft)
Owner	Individual Name on Record
Last Sale	$419,000 (Nov 2019)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`206-091-040-000`

Property Details

APN / Parcel Number

Primary APN	`206-091-040-000`
Alternative APN	`20609140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1982
Construction Type	Wood
Lot Area	71,438 sqft (1.64 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	20609140
Street Address	48 WILDER RD
City	CARLOTTA
State	CA
Zip	95528-9709
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	PAR2 PM#1869 BK16 PAR MAPS PG85
Legal Subdivision	BROOKDALE
Legal Lot Number	2
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FORTUNA
Census Block Group	2
Census Block	2052
Census Tract	10902

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	48 WILDER RD, CARLOTTA, CA 95528-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG
Nov 18, 2019	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	0000020697
Last Transfer Date	Aug 21, 2025
Transfer Doc	0000011174
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	48 WILDER RD, CARLOTTA, CA 95528-9709
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WILDER RD, CARLOTTA, CA 95528-9709

Mortgage

Document Number	0000020787
Date	Sep 15, 2021
Instrument	2021-020787

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	48 WILDER RD, CARLOTTA, CA 95528-9709
Document Number	0000022423
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WILDER RD CARLOTTA CA 955289709, CARLOTTA, CA 95528-9709

Mortgage

Document Number	0000022423
Date	Dec 3, 2020
Instrument	22423

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 18, 2019
Property Address	48 WILDER RD, CARLOTTA, CA 95528-9709
Document Number	0000020697
Map Reference	MB 16 PG 85
Instrument Date	Nov 7, 2019
Instrument	2019-020697
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WILDER RD, CARLOTTA, CA 95528-9709

Mortgage

Document Number	0000020698
Date	Nov 18, 2019
Instrument	2019-020698

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Elementary School District	Cuddeback Union Elementary School District (KG - 08)
Secondary School District	Fortuna Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,922.00 (+3.87%) Disabled Person's exemption Veteran's exemption	$458,232 (+4.04%) Land $185,917 Building $272,315
2023	$2,813.00 (-2.93%) Disabled Person's exemption Veteran's exemption	$440,441 Land $178,699 Building $261,742
2022	$2,898.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	15 (1995–2015)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Feb 2015 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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