48 Widow Smith Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 48 Widow Smith Rd, Chepachet, RI 02814 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,236 sqft · built 2005
Lot Size	5.47 acres (238,404 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2008)
Tax Bill	$8,041 (2025)
Deeds & Mortgages	Jun 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`11-0151-50`

Property Details

APN / Parcel Number

Primary APN	`11-0151-50`
Alternative APN	`GLOC M:007 B:032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	3,804 sqft
1st Floor Area	1,220 sqft
Attic	Attic
Attic Area	440 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	238,404 sqft (5.47 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11-0151-50
Street Address	48 WIDOW SMITH RD
City	CHEPACHET
State	RI
Zip	02814-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	32
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	1
Census Block	1002
Census Tract	13101

Owner

Source: Glocester Town records · APN 11-0151-50

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 WIDOW SMITH RD, CHEPACHET, RI 02814-1261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2008 · Amount on Record
Deed Sale	Dec 18, 2008 · Amount on Record
Prior Sale	Mar 31, 2006 · Amount on Record
Deed Book / Page	521 / 71
Transfer Doc	595-84
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	48 WIDOW SMITH RD, CHEPACHET, RI 02814-1261
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927-38
Date	Jun 15, 2023
Book Page	927/38
Instrument	51789

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2048

Tax Assessment & Valuation

Source: Glocester Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,041.00 (+0.06%)	$563,900 (-) Land $149,600 Building $414,300
2023	$8,036.00 (+12.55%)	$563,900 (+47.62%) Land $149,600 Building $414,300
2022	$7,140.00	$382,000 Land $101,600 Building $280,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440070131011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1983–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.