Middlesex County and Reading Town property record for 48 Whittier Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,768 sqft · built 2003 |
| Lot Size | 0.193 acres (8,398 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (May 2026) |
| Tax Bill | $12,172 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:033.0-0000-0133.0 |
| Primary APN | READ M:033.0-0000-0133.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,768 sqft Living Area |
| Gross Area | 4,984 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,398 sqft (0.193 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1390000000370 |
|---|---|
| Street Address | 48 WHITTIER RD |
| City | READING |
| State | MA |
| Zip | 01867-1656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 334300 |
48 Whittier Rd is owned and occupied by two individuals who bought it in May 2026.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 WHITTIER RD, READING, MA 01867-1656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Jan 9, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Apr 9, 2004 · Amount on File |
| Deed Document Number | 202651126 |
| Deed Book / Page | 85557 / 511 |
| Prior Transfer Date | Dec 29, 2022 |
| Prior Transfer Doc | 081143-205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 5, 2026 |
| Property Address | 48 WHITTIER RD, READING, MA 01867-1656 |
| Document Number | 085557-511 |
| Book / Page | 85557 / 511 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202651126 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 48 WHITTIER RD, READING, MA 01867-1656 |
| Investor | Possibly a Property Investor |
| Date | May 5, 2026 |
|---|
| Name | LEADER BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jun 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 9, 2023 |
| Property Address | 48 WHITTIER RD, READING, MA 01867-1656 |
| Document Number | 081143-205 |
| Book / Page | 81143 / 205 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2264 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 WHITTIER RD, READING, MA 01867-1656 |
The 2026 property tax bill for 48 Whittier Rd was $12,172, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,172.00 (+1.52%) | $1,110,600 (+5.5%) Land $502,100 Building $607,700 | $1,267,347 (+16.87%) |
| 2025 | $11,990.00 (+1.16%) | $1,052,700 (+4.09%) Land $475,900 Building $576,800 | $1,084,425 (-0.33%) |
| 2024 | $11,852.00 (+3.23%) | $1,011,300 (+10.9%) Land $457,200 Building $554,100 | $1,088,035 |
| 2023 | $11,481.00 | $911,900 Land $412,200 Building $499,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Whittier Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Whittier Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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