Stephens County property record for 48 White Valley Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1991 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,500 (Nov 1991) |
| Tax Bill | $494 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 042D 050 |
| Primary APN | 042D 050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Masonry |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,977 sqft (0.78 acres) |
| Terrain | Gentle Slope |
| Garage Area | 633 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 115 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 390200 |
|---|---|
| Old Parcel Number | 042D 050 |
| Street Address | 48 WHITE VALLEY DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 2 WHITE VALLEY |
| Legal Subdivision | WHITE VLY |
| Legal Lot Number | 2 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970202 |
48 White Valley Dr is owned and occupied by two individuals who bought it in November 1991.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1617, TOCCOA, GA 30577-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1991 · Amount on File |
| Deed Sale | Nov 1, 1991 · Amount on File |
| Deed Document Number | 0000025480 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 48 White Valley Dr was $494 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494.00 Homeowner's exemption Senior Citizen's exemption | $62,753 Land $5,198 Building $57,555 | $156,883 Land $12,996 Building $143,887 |
| 2023 | $183.00 (-84.48%) Homeowner's exemption | $41,060 (+3.59%) Land $5,198 Building $35,862 | $102,650 (+3.59%) Land $12,996 Building $89,654 |
| 2022 | $1,179.00 Homeowner's exemption | $39,636 Land $5,198 Building $34,438 | $99,092 Land $12,996 Building $86,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 White Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 48 White Valley Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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